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Electronic certificate changing method, system and apparatus, and data interaction processing method, system and apparatus

A technology for electronic vouchers and vouchers, which can be applied to electronic vouchers, payment systems, etc., and can solve problems such as changing the bank that cannot receive payment

Inactive Publication Date: 2017-02-01
SHENZHEN CIFPAY NETWORK BANK TECH
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  • Abstract
  • Description
  • Claims
  • Application Information

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Problems solved by technology

However, in the form of third-party payment company guarantee, after the payer completes the payment operation, the payee will not be able to change the beneficiary bank before the payee receives the funds. Provide a method of handling

Method used

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  • Electronic certificate changing method, system and apparatus, and data interaction processing method, system and apparatus
  • Electronic certificate changing method, system and apparatus, and data interaction processing method, system and apparatus
  • Electronic certificate changing method, system and apparatus, and data interaction processing method, system and apparatus

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Embodiment Construction

[0025] In order to describe the technical content, structural features, objectives and effects of the present invention in detail, the present invention will be described in detail below in conjunction with the accompanying drawings and embodiments.

[0026] refer to figure 1 , the flow chart of the first embodiment of the method for changing the electronic voucher of the present invention, the method includes:

[0027] Step 101: After the second fund management server receives the electronic certificate sent by the first fund management server, the second terminal sends request information to the second fund management server for changing the recipient of the electronic certificate to the third terminal user.

[0028]Among them, the electronic certificate means that the first fund management server freezes the corresponding fund or draws the credit line of the first terminal user's account according to the application of the first terminal user, and issues it in the name of t...

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Abstract

The invention discloses an electronic certificate changing method, system and apparatus, and a data interaction processing method, system and apparatus. The electronic certificate changing method comprises: after a second terminal receives an electronic certificate sent by a first fund management server at a second fund management server, request information indicating changing of a receiver of an electronic certificate to a third terminal user is sent to the second fund management server; the second fund management server receives the request information and sends the request information to a third terminal; the third terminal receives the request information and sends response information to the second fund management server; and the second fund management server receives the response information and changes the receiver of the electronic certificate to the third terminal use based on the response information. Therefore, a second terminal user can change a collection side to any other terminal user randomly, so that the collection way becomes flexible.

Description

technical field [0001] The invention relates to the field of electronic commerce, in particular to a method, system and device for changing electronic vouchers and data interaction processing. Background technique [0002] E-commerce has been more and more widely used in various commercial trade activities. The so-called e-commerce refers to the online shopping of consumers based on browser and server applications in commercial trade activities under the open network environment of the Internet. It is a business operation mode of online transactions and online electronic payments between merchants, as well as various business activities, transaction activities, financial activities and related comprehensive service activities. [0003] The current online electronic payment (network payment) methods mainly include bank online banking payment (including credit card payment) and third-party payment. But the credit bottleneck in the settlement process of online electronic payme...

Claims

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Application Information

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Patent Type & Authority Applications(China)
IPC IPC(8): G06Q20/38
CPCG06Q20/3821
Inventor 张毅
Owner SHENZHEN CIFPAY NETWORK BANK TECH
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