Cross-border transaction liquidation method and system

A transaction and cross-border technology, applied in the field of communication, can solve the problems of high complexity of system design, inability to unify interfaces of different sub-regional clearing centers, and high cost of framework establishment

Inactive Publication Date: 2016-09-07
CHINA UNIONPAY
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  • Summary
  • Abstract
  • Description
  • Claims
  • Application Information

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Problems solved by technology

[0007] The embodiment of the present invention provides a cross-border transaction clearing method and system, which are used to solve the existing physical framework for realizing cross-border transaction clearing. Technical issues that cannot be unified and do not support elastic scaling

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  • Cross-border transaction liquidation method and system
  • Cross-border transaction liquidation method and system
  • Cross-border transaction liquidation method and system

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Embodiment Construction

[0103] In order to make the object, technical solution and advantages of the present invention clearer, the present invention will be further described in detail below in conjunction with the accompanying drawings. Obviously, the described embodiments are only some embodiments of the present invention, rather than all embodiments . Based on the embodiments of the present invention, all other embodiments obtained by persons of ordinary skill in the art without making creative efforts belong to the protection scope of the present invention.

[0104] In order to solve the existing technical problems of the existing physical framework for cross-border transaction clearing, such as high system design complexity, high framework establishment cost, inability to unify the interfaces of different sub-regional clearing centers, and no support for elastic scaling, the embodiments of the present invention provide The physical architecture of a new cross-border transaction clearing system,...

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Abstract

The invention discloses a cross-border transaction liquidation method and system. A cross-zone liquidation center determines the information of a card issuer making transaction with an accepter based on the international business transaction information in the transaction request emitted by the acceptor; the transaction request is forwarded to the card issuer based on the information of the card issuer; based on the international business transaction information in the transaction request, and the international business liquidation between the acceptor and the cross-zone liquidation center and the international business liquidation between the card issuer and the cross-zone liquidation center are carried out. The interface unification of the local liquidation center and the cross-zone liquidation center in the different subareas can be realized, the cross-border transaction cost between the member mechanisms is low, and the system design complexity is reduced.

Description

technical field [0001] The present invention relates to the field of communication technology, in particular to a cross-border transaction clearing method and system. Background technique [0002] International business usually means that the transaction accepting institution and the card issuing institution belong to different administrative regions, such as card issuance in Singapore and consumption in Thailand. The accepting institution of cross-border transactions directly establishes a network connection with card issuers in different regions. Usually, in order to reduce transaction costs and unify business regulations, all international business will be sent to a certain clearing institution, and the clearing institution will complete the transfer and clearing of the transaction. . [0003] Currently, clearing institutions have two clearing frameworks for cross-regional business: [0004] The first sorting framework is as figure 1 As shown, clearing institutions tha...

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Application Information

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Patent Type & Authority Applications(China)
IPC IPC(8): G06Q40/02
Inventor 冯哲樊华吕伊蒙
Owner CHINA UNIONPAY
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