Banking asset management system

Abstract

The invention discloses a banking asset management system, and the system comprises an incoming and outgoing condition extraction unit which is used for extracting and outputting the financing and incoming and outgoing conditions of a customer after a first request instruction is received; a risk tolerance extraction unit which is used for extracting and outputting a risk tolerance evaluation result of the customer after a second request instruction is received; a configuration list extraction unit which is used for extracting and outputting the historical finance product configuration list of the customer after a third request instruction is received; a configuration list building unit which is used for extracting and outputting a finance product configuration menu given by a system after a fourth request instruction is received, responding to the input operation of the customer in the finance product configuration menu, generating a finance product configuration list of the customer, and enabling the currently generated finance product configuration list of the customer to be stored in a database after a storage instruction is received. The system builds asset management plan services which accord with the demands of the customer better, and improves the customer satisfaction.

Description

technical field [0001] The invention relates to the technical field of software development, and more specifically relates to a banking asset management system. Background technique [0002] With the rapid growth of the country's economy and the continuous improvement of residents' income levels, the scale of personal wealth continues to expand, and wealth management products have become an important part of asset allocation for investors. How to choose wealth management products and make a reasonable allocation of the selected wealth management products are the most basic and most important issues to consider when entering the investment market. [0003] In order to avoid unnecessary risks that may be caused by insufficient personal professional knowledge and investment experience, investors are more inclined to entrust their assets to banks for operation. However, when banks accept asset management plans proposed by customers, most of them rely on the personal experience ...

AI Technical Summary

Problems solved by technology

However, when banks accept asset management plans proposed by customers, most of them rely on the personal experience of account managers to recommend and allocate wealth management products orally. At the same time, they are also affected by external forces such as personal sales tasks, and lack of investment management services for customers. Professionalism and consistency lead to asset management plan services not highly meeting customer needs and easily causing customer dissatisfaction

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