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Portable device for electronic payments

A portable device, electronic payment technology, applied in the direction of payment system, payment circuit, payment system structure, etc.

Inactive Publication Date: 2014-12-10
奥兰多·费尔南德斯-德-索萨-克鲁斯
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  • Summary
  • Abstract
  • Description
  • Claims
  • Application Information

AI Technical Summary

Problems solved by technology

[0004] This fact indicates unavoidable security risks such as interception, use of transmitted data by third parties, double use of electronically submitted numbers / values ​​(double spending), and dissemination of electronic traces in all transactions

Method used

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  • Portable device for electronic payments

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Embodiment Construction

[0036] An embodiment of the present invention is listed non-limitatively below, and the following instructions are used as a reference during operation, which is hereinafter referred to as a calculator:

[0037] 1. Once the value of the transaction is specified, each party (charger and crediter) presses the signal (0) on his / her device to connect to the calculator.

[0038] Then, he / she enters the value of the operation and checks the importance of each on the display.

[0039] 2. The two devices must be close to each other, close at hand, so that the transaction connection is a straight line, in that case when the credit party presses the signal (+), the deduction party presses the signal (-) until the Two zeros appear on the respective screens and beeps are heard, making sure to hold the arithmetic operations of each of the two calculators while the transaction is in progress.

[0040] Otherwise, they will be locked and cannot be operated. Because there will be one of 5 po...

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PUM

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Abstract

The present invention called "Portable device for electronic payments" or "Electronic wallet calculator for cashless transactions" refers to a combined system of conversion, calculation and transmission of processed data for immediate and presencial payments and revenues, through portable or fixed devices of close but contactless communication, which, in most models, is similar to a wallet calculator or a mobile phone, in which the basic functions of arithmetic operations designed to be subtraction (debit) or addition (credit) are only performed, whenever two similar or compatible devices establish a link of connectivity and synchronization of the processed, encoded and encrypted data between themselves, in a secure and off-line way, using infrared, radio frequency of short distance, or other forms of "contactless" transmission.

Description

[0001] "Portable device for electronic payment" or "Electronic wallet calculator for cashless transactions". technical field [0002] A combined system for processing synchronization, conversion, calculation and transmission of data for simultaneous processing of transactions from charging and crediting of portable or fixed devices and mobile phones. Background technique [0003] At present, all known direct or remote payment systems are based on the current, storage, control and issuing systems of payment orders on credit accounts, these direct or remote payment systems have been developed, patented and based on electronic non-cash The current state of technology of transactions and the implementation of other offline and online systems representing digital cash, for which, through applications on portable or fixed mobile phone devices, they can transfer data, funds, stored in the respective account memory or platform Or credit transfer to other accounts or systems. [00...

Claims

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Application Information

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IPC IPC(8): G06Q20/06G06Q20/22G06Q20/32G06Q20/38
CPCG06Q20/327G06Q20/223G06Q20/0658G06Q20/3823G06Q20/28G06Q20/322G06Q20/3224G06Q20/3229G06Q20/36G06Q20/38G06Q20/407
Inventor 奥兰多·费尔南德斯-德-索萨-克鲁斯
Owner 奥兰多·费尔南德斯-德-索萨-克鲁斯
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