Confirmation payment system using human body biological characteristics, and corresponding method

Abstract

The invention discloses a confirmation payment system using human body biological characteristics. The system comprises a payment processing center (1), merchant POS machines (2), and positioning devices (3) of users. The positioning devices (3) are used for distinguishing whether the users are located in the specific scopes of the POS machines (2); the payment processing center (1), according to whether the position of each positioning device (3) is located in the specific scope of a certain POS machine (2), generating a candidate payment account list, the content of which comprises payment account data of each user in the specific scopes. During payment, the POS machines (2) transmit the human body biological characteristic information of the users to the payment processing center (1), the payment processing center (1) finds out payment accounts successfully matching the human body biological characteristic information from the candidate payment account list and then transfers transaction accounting items to the payment accounts. The users can pay a merchant according to the human body biological characteristics of the users themselves, such as fingerprints, palm prints, or appearances and the like, and the payment is convenient and safe.

Description

【Technical field】 [0001] The invention relates to financial payment technology, in particular to a payment system and a corresponding method confirmed by human body biometrics. 【Background technique】 [0002] With the development of electronic payment, the application of bank card payment is becoming more and more popular. The advantage of using bank card payment is that you don’t need to carry cash with you, especially when you make a large amount of payment, bank card payment is more convenient and safer than cash. However, when paying with a bank card, the bank card is generally used to authenticate the payment with a signature or a password. Although signatures are difficult to imitate exactly the same, signature experts can judge the authenticity of signatures from the details of signatures, but ordinary merchants do not have such technical level and can only make judgments based on whether signatures are similar, and it is difficult to distinguish counterfeit signature...

AI Technical Summary

Problems solved by technology

Although signatures are difficult to imitate exactly the same, signature experts can judge the authenticity of signatures from the details of signatures, but ordinary merchants do not have these technical levels, and can only make judgments based on whether the signatures are similar, and it is difficult to distinguish counterfeit signatures

Although the password is quite secure, even if the password is leaked, the card owner may not know it at all. Customer's bank card, these incidents occur frequently, causing customers to suffer losses

In addition, when paying with a bank card, if you forget to bring your bank card, you will not be able to pay

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