Electronic paying method on trade

Abstract

The invention relates to an electronic paying method on trade, in particular to a paying mechanism used on trade. The method at least comprises the following steps: a payer transmits the paying detail through a value added network to an intermediary agency; the intermediary agency transmits the paying detail to a paying bank; the paying bank charges from the account of the payer and transmits the message of successful payment to the payer through the intermediary agency; the paying bank transmits the message of the entry detail to the intermediary agency; a charging bank transmits the message of the entry detail to the charging bank and sends the message of successful notification to the intermediary agency; and the intermediary agency transmits the message of successful entry to the charger. The invention reduces the working procedure of drawing checks and the labour time and cost for bank transfer, provides a payer and a charger and realizes paying by transmitting electronic data, thereby improving the automatic operation efficiency of enterprises and realizing electronization of enterprises.

Description

Technical field: [0001] The present invention relates to an electronic payment method for trade, especially an e-mail that can use the Internet to handle payment and inter-bank transfer issues, and it can quickly and massively process related payment behaviors, regardless of bank Business hours are limited, and trade operations between businesses can be carried out. Background technique: [0002] The traditional way of conducting transactions is to record various transaction information in various trade documents, and the purpose of transaction information circulation is achieved by the exchange of trade documents. However, in essence, the common shortcoming of various trade documents is that they require people to go. Dealing with various trade documents, and human handling of trade documents not only takes time and increases transaction costs, especially errors caused by human negligence will affect the formation of various transactions, and thus cause losses to the parties inv...

AI Technical Summary

Problems solved by technology

[0002] The traditional way of trading is to record various transaction data in various trade documents, and achieve the purpose of circulation of transaction data through the exchange of trade documents. However, in essence, the common disadvantage of all trade documents is that they require human Dealing with various trade documents, and handling trade documents by people is not only time-consuming and increases transaction costs, but also errors caused by human errors will affect the formation of various transactions, thereby causing losses to all parties involved in the transaction, while electronic Data exchange is to transmit formatted transaction documents electronically, and its transmission speed is much faster than traditional trade documents, and no human factors are involved

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