Method for realizing bank mortgage service mobile face-to-face sign

Abstract

The invention discloses a method for realizing bank mortgage service mobile face-to-face sign, which comprises the steps of: 1, establishing a client service management database in a computer system of an assets management company; 2, acquiring client electric review information by using a mobile phone terminal, transmitting the client electric review information to a computer system I and a computer system II of a bank; 3, carrying out video conversation with a client by a bank electric review personnel by using the computer system II through the mobile phone terminal and recording and storing; 4, acquiring client face-to-face sign picture recording information by using the mobile phone terminal; 5, acquiring client home visiting picture information by using the mobile phone terminal; and 6, carrying out three-matching on the client electric review picture recording information, the face-to-face sign picture recording information, the face-to-face sign picture information, the home visiting picture information and bank recording file information, and transmitting to the computer system II for completing the mobile face-to-face sign process of a bank mortgage service. According to the invention, the working efficiency of the bank mortgage service is increased, the working quality of the bank mortgage service is improved, manpower and cost are saved, and the risk control level is enhanced.

Description

technical field [0001] The invention relates to a method for realizing mobile face-to-face signing of bank mortgage business. Background technique [0002] In credit activities, banks often cooperate with asset management companies to carry out mortgage business, in which asset management companies undertake guarantee responsibilities, and banks are responsible for loan issuance and industry order management. However, due to the scattered locations of mortgage customers, it is often difficult to obtain specific information about customers. Therefore, banks usually use the method of home visits by special personnel to complete the signing. This situation makes the bank's human resources and expenses extremely high. If the customer is located in a remote location, the work efficiency of completing the signing is extremely low. Therefore, the work efficiency, work quality and risk control of the bank's current mortgage business have lagged behind the economic development, and ...

AI Technical Summary

Problems solved by technology

However, due to the scattered locations of mortgage customers, it is often difficult to obtain specific information about customers, so banks usually use the method of home visits by special personnel to complete the signing

This situation makes the bank's human resources and expenses extremely high. If the customer is located in a remote location, the work efficiency of completing the signing is extremely low.

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