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Systems and methods for facilitating loyalty and reward functionality in mobile commerce

Inactive Publication Date: 2014-03-13
FIRST DATA
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  • Summary
  • Abstract
  • Description
  • Claims
  • Application Information

AI Technical Summary

Benefits of technology

The patent text describes a system and method for providing a mobile-based rewards program for consumers who use a mobile app or application program associated with a merchant's rewards program. The system receives a notification when a consumer reaches a specific location and accesses the mobile app or application program. The consumer can then use the app to receive offers and redeem them for goods or services from the merchant. The technical effect of this system is to create a seamless experience for consumers by integrating recognition and rewards into their everyday mobile interactions with merchants.

Problems solved by technology

However, many commercial transactions are still cumbersome to implement since many conventional point-of-sale (POS) terminals and devices, payment processing systems, and smartphone interfaces are not configured for user-friendly transactions.

Method used

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  • Systems and methods for facilitating loyalty and reward functionality in mobile commerce
  • Systems and methods for facilitating loyalty and reward functionality in mobile commerce
  • Systems and methods for facilitating loyalty and reward functionality in mobile commerce

Examples

Experimental program
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embodiments

Certain Example Implementations and Embodiments

[0042]An example architecture or environment for a system 100 according various embodiments of the disclosure is shown in and described with respect to FIG. 1. A mobile commerce application program or module, such as 102, can be stored in memory 104 at a server device 106. In certain embodiments, a mobile commerce application program or module, such as 108, can be stored in memory 110 at a merchant system computer 112 or associated merchant device 114. In certain embodiments, a mobile commerce application program or module, such as 116(1), can be stored in memory 118(1) at a mobile device 120(1) associated with a consumer 122(1) or user. In any instance, one or more mobile commerce application programs or modules operating on respective computers, servers and / or mobile devices can implement some or all of the functionality described herein.

[0043]As shown in FIG. 1, the system 100 may include or otherwise support one or more merchant sys...

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PUM

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Abstract

The disclosure relates to systems and methods for facilitating loyalty and reward functionality in mobile commerce. In one embodiment, a method for providing a loyalty / reward program can include receiving an indication that a consumer has entered a predefined merchant location; transmitting a notification to a mobile device associated with the consumer; providing one or more payment tools on a mobile device for the consumer to facilitate a purchase from a merchant associated with the predefined merchant location; generating a loyalty / reward credit for an account associated with the consumer; and receiving an instruction from the consumer to redeem loyalty / reward credit for goods and / or service from the merchant.

Description

RELATED APPLICATIONS[0001]This application claims priority to U.S. Ser. No. 61 / 699,728, titled “Systems and Methods for Implementing Mobile Commerce,” filed on Sep. 11, 2012, and to U.S. Ser. No. 61 / 799,676, titled “Systems and Methods for Implementing Mobile Commerce,” filed on Mar. 15, 2013, the entire contents of both are hereby incorporated by reference.FIELD OF THE DISCLOSURE[0002]The disclosure generally relates to mobile commerce, and more particularly, to systems and methods for facilitating loyalty and reward functionality in mobile commerce.BACKGROUND[0003]Commercial transactions to purchase certain goods and services are being implemented by consumers using mobile devices, such as smartphones. However, many commercial transactions are still cumbersome to implement since many conventional point-of-sale (POS) terminals and devices, payment processing systems, and smartphone interfaces are not configured for user-friendly transactions.BRIEF DESCRIPTION OF THE DISCLOSURE[0004...

Claims

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Application Information

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IPC IPC(8): G06Q30/02
CPCG06Q30/0233G06Q20/24G06Q20/4037G06Q20/42B60S3/00G06Q30/0267G06Q20/102G06Q20/02G06Q30/0222G06Q20/3265G06Q20/321G06Q40/03G06Q20/40G06Q20/3224G06Q30/0625G06Q30/0633G06Q20/204H04L63/083G06Q20/3223G06Q20/3276G06Q20/3278
Inventor FRANCIS, SCOTT CHRISTOPHERSANCHEZ, J. SCOTTCOX, CHRISTOPHER T.
Owner FIRST DATA
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