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Supplementary card system of bank debit card and treatment method thereof

A processing method and technology of supplementary cards, applied in the direction of complete banking system, complete banking system, data processing application, etc., can solve problems such as inability to make full use of idle funds in accounts

Active Publication Date: 2006-04-12
CHINA MERCHANTS BANK
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  • Summary
  • Abstract
  • Description
  • Claims
  • Application Information

AI Technical Summary

Problems solved by technology

[0013] In order to overcome the problem that the existing banking services and financial products cannot fully utilize the idle funds of the account, and greatly improve the safety and efficiency of the use of the account, the present invention provides a supplementary card system for bank debit cards

Method used

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  • Supplementary card system of bank debit card and treatment method thereof
  • Supplementary card system of bank debit card and treatment method thereof
  • Supplementary card system of bank debit card and treatment method thereof

Examples

Experimental program
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Embodiment Construction

[0057] see image 3 The subsidiary card system device 100 of the bank debit card of the present invention includes a main card 301, a supplementary card 306, etc. and a system host 110. The system host 110 includes a data storage device 111 for storing customer data, a data processing device 112 for processing customer transaction requests, and a system host 110. A plurality of interfaces 113, the interface is connected to the external financial network 200 and the transaction terminal 300; the transaction terminal includes Internet channels, self-service equipment (ATM, CDS, POS, mobile banking), counters and other special equipment (not shown in the figure) .

[0058] The data storage device 111 has a built-in account device, and the data processing device 112 identifies the interface 113 for transmitting customer transaction requests, that is, identifies which external financial network the source of the customer transaction request belongs to, and then selects the account ...

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Abstract

This invention relates to a computer network system and its process method including a bank parent car and a system host, which includes a data storage device storing data of customers, a data process device processing business requests of customers and multiple interfaces connected with external financial networks and business terminals, said data storage device contains account devices and the data process identifies interfaces transmitting the customer trade requests to select the account devices to process them characterizing that: said account device corresponds to a bank parent card and at least a bank attach card containing identification information.

Description

technical field [0001] The invention relates to a computer network system and a processing method thereof, in particular to an auxiliary card system of a bank debit card and a processing method thereof. Background technique [0002] At present, the debit cards issued by domestic banks are accounted for by special accounts, one card for one account or one card for multiple accounts. Each card is independent, there is no relationship between cards. See figure 1 , figure 1 It is the front view of an ordinary China Merchants Bank One Card (a common savings card). Among them, "075585149012" (illustration 01) is actually the account number of the all-in-one card, and "03180883" (illustration 02) is the serial number of the all-in-one card itself. Usually, the user also calls "075585149012" (illustration 01) the card number, and its reason is that the card number and the account number are a unified number. [0003] See figure 2 , when the card number (also account number) "...

Claims

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Application Information

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Patent Type & Authority Applications(China)
IPC IPC(8): G07F19/00G07F7/08G06Q20/00G06K19/00G06Q20/34
Inventor 请求不公开发明人姓名
Owner CHINA MERCHANTS BANK
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