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Transaction method, device and system based on digital currency

A digital currency and transaction method technology, applied in the field of digital currency, can solve problems such as poor user experience and account information leakage, and achieve the effect of ensuring transaction security, expanding application scenarios, and reducing capital risks

Pending Publication Date: 2022-06-03
THE PEOPLES BANK OF CHINA DIGITAL CURRENCY INST
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  • Abstract
  • Description
  • Claims
  • Application Information

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Problems solved by technology

[0004] In the existing transaction method, since the generated QR code is mainly static (that is, it can be reused for transactions), there is a risk of account information leakage for both the payer and the payer, especially for the payment QR code generated by the payer. , the user's account funds are also at great risk, and the user experience is poor

Method used

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  • Transaction method, device and system based on digital currency
  • Transaction method, device and system based on digital currency
  • Transaction method, device and system based on digital currency

Examples

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Embodiment Construction

[0069] Exemplary embodiments of the present invention are described below with reference to the accompanying drawings, which include various details of the embodiments of the present invention to facilitate understanding and should be considered as exemplary only. Accordingly, those of ordinary skill in the art will recognize that various changes and modifications of the embodiments described herein can be made without departing from the scope and spirit of the invention. Also, descriptions of well-known functions and constructions are omitted from the following description for clarity and conciseness.

[0070] figure 1 is a schematic diagram of the main flow of the digital currency-based transaction method provided according to an embodiment of the present invention; such as figure 1 As shown, the digital currency-based transaction method provided by the embodiment of the present invention is applied to the payer's client, and mainly includes:

[0071] Step S101, receiving ...

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Abstract

The invention discloses a transaction method, device and system based on digital currency, and relates to the technical field of digital currency. A specific embodiment of the method comprises the following steps: a payer user side receives a transaction trigger event of a payment user and generates an information code for a current transaction; displaying the information code in a display interface of the payer user side; the payee user side scans the information code in the display interface to obtain payer information; generating transaction information according to the payer information, the payee information and the transaction amount, and sending the transaction information to a payee digital currency institution; the payee digital currency institution receives transaction information sent by the payee user side and forwards the transaction information to the payer digital currency institution; and the payer digital currency mechanism receives the transaction information, verifies the transaction information, and executes the current transaction when the verification is passed. According to the embodiment, the transaction security is guaranteed, the application scene of the digital currency is expanded, and the user experience is improved.

Description

technical field [0001] The invention relates to the technical field of digital currency, in particular to a transaction method and device system based on digital currency. Background technique [0002] QR code transaction is the most common payment method in the scenario involving transaction at this stage. It is mainly through the two parties of the payment and receiver in the network mode, generate a two-dimensional code and conduct transactions based on the two-dimensional code. [0003] There are at least the following problems in the prior art: [0004] In the existing transaction methods, since the generated QR code is mainly static (that is, it can be used repeatedly for transactions), there is a risk of account information leakage for both the payer and the payer, especially for the payment QR code generated by the payer. , the user's account funds are also at great risk, and the user experience is poor. SUMMARY OF THE INVENTION [0005] In view of this, the emb...

Claims

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Application Information

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Patent Type & Authority Applications(China)
IPC IPC(8): G06Q20/36G06Q20/38G06Q20/32G06Q40/04
CPCG06Q20/367G06Q20/3274G06Q20/382G06Q40/04
Inventor 穆长春狄刚赵新宇崔沛东陈松郭建昌
Owner THE PEOPLES BANK OF CHINA DIGITAL CURRENCY INST
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