User bank information query method, mobile terminal and server

A bank server and mobile terminal technology, applied in the field of big data, can solve problems such as cumbersome operation procedures for users, inconvenience for users, and increased complexity of operation procedures

Pending Publication Date: 2021-07-30
BANK OF CHINA
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  • Summary
  • Abstract
  • Description
  • Claims
  • Application Information

AI Technical Summary

Problems solved by technology

[0006] However, if the user is forced to log in to the bank server, the user will be required to perform cumbersome operation procedures, causing inconvenience to the user
In addition, there are users who have not registered on the bank server, so it is necessary to guide users to register accounts, which will further increase the cumbersomeness of the operation process, cause inconvenience to users, and reduce user satisfaction

Method used

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  • User bank information query method, mobile terminal and server
  • User bank information query method, mobile terminal and server
  • User bank information query method, mobile terminal and server

Examples

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Embodiment Construction

[0061] In order to make the purpose, technical solutions and advantages of the embodiments of the present invention more clear, the embodiments of the present invention will be further described in detail below in conjunction with the accompanying drawings. Here, the exemplary embodiments and descriptions of the present invention are used to explain the present invention, but not to limit the present invention.

[0062] The present invention relates to the following nouns, which are explained as follows:

[0063] One-time Token: One-time Token is when the client frequently requests data from the server, and the server frequently goes to the database to query the user name and password and compares them, judges whether the user name and password are correct, and makes corresponding prompts. Under such a background , Token came into being. Token is a string of strings generated by the server as a token for the client to request. After logging in for the first time, the server g...

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Abstract

The invention discloses a user bank information query method, a mobile terminal and a server, and relates to the technical field of big data, the method comprises the following steps: generating a one-time Token by a mobile terminal server according to a query request of the mobile terminal for user bank reserved information; receiving an instruction which is sent by the bank server and is used for instructing the identity information of the user; inquiring the identity information of the user according to the instruction for instructing the identity information of the user; sending the identity information of the user to a bank server; and after the bank server performs real-name authentication on the identity information of the user, receiving the user bank reservation information which is sent by the bank server and corresponds to the query request of the user bank reservation information through the connection channel. Through one-time Token, the user does not need to log in or even register a bank server any more, the purpose of obtaining the reserved bank information of the user without logging in the bank server is achieved, and the convenience and efficiency of inquiring the bank information of the user are improved.

Description

technical field [0001] The invention relates to the field of big data technology, in particular to a method for querying user bank information, a mobile terminal and a server. Background technique [0002] This section is intended to provide a background or context to embodiments of the invention that are recited in the claims. The descriptions herein are not admitted to be prior art by inclusion in this section. [0003] At present, users often use the application software of a third-party mobile terminal on a mobile terminal (such as a mobile phone, a watch, and a tablet computer, etc.), and log in to a server of the mobile terminal (such as a server used by a background system of a third-party application), Do the corresponding operation. [0004] When the server of the mobile terminal performs a transaction operation, the transaction operation process generally needs to obtain the bank reservation information of the user. [0005] At present, when the mobile terminal ...

Claims

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Application Information

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IPC IPC(8): G06F16/903G06F21/31G06F21/60G06F21/64G06Q20/38G06Q20/40G06Q40/02
CPCG06F16/903G06F21/31G06F21/602G06F21/64G06Q20/3825G06Q20/3829G06Q20/4014G06Q40/02
Inventor 马涛
Owner BANK OF CHINA
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