Bank bill business service system based on block chain technology

Abstract

The invention discloses a bank bill business service system based on blockchain technology, and the system comprises an enterprise online bank, a third-party APP, and a background management system. The enterprise online bank carries out operation on a company, a handler, and a bill business according to a conventional multi-level authentication authorization mode. The third-party APP realizes free switching of different roles and completes different permission operations; and the background management system performs production list comparison to ensure fund safety. In the present invention,according to the bank bill business service system, a block chain technology is combined with a mobile bill; the autonomous selectivity of the user can be improved; free domination of the mobile draftcan be realized without depending on mutual cooperation of a central platform, risks of merchants are liberated from internet monopoly, and real transparency and freedom of data are realized, so thata bank can accurately grasp the risks, guarantee is provided for the mobile draft on a block chain, and the merchants can sign in and transfer the mobile draft at ease.

Description

technical field [0001] The invention relates to the technical field of bank draft business, in particular to a bank draft business service system based on block chain technology. Background technique [0002] As one of the most common types of bills, bank drafts play an important role in facilitating the settlement of SINOMACH trade. Bank drafts are issued by the remitter to the local bank for transfer settlement or For cash bills, in order to facilitate the management of bank drafts and merchants to conduct transactions through bank drafts, it is necessary to establish a service model between merchants and banks. However, existing bank drafts are generally limited to a limited period and issuance quantity, making bank drafts Lack of flexible circulation capacity, and in the circulation of bank drafts, the transparency and freedom of data between the two parties to the transaction cannot be ensured, resulting in banks being unable to effectively control transaction risks. ...

AI Technical Summary

Problems solved by technology

[0002] As one of the most common types of bills, bank drafts play an important role in facilitating the settlement of SINOMACH trade. Bank drafts are issued by the remitter to the local bank for transfer settlement or For cash bills, in order to facilitate the management of bank drafts and merchants to conduct transactions through bank drafts, it is necessary to establish a service model between merchants and banks. However, existing bank drafts are generally limited to a limited period and issuance quantity, making bank drafts Lack of flexible circulation capacity, and in the circulation of bank drafts, the transparency and freedom of data between the parties to the transaction cannot be ensured, resulting in banks being unable to effectively control transaction risks

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