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Bank message sending method and device

A technology for message sending and banking, applied in digital transmission systems, data exchange networks, electrical components, etc., can solve problems such as low processing efficiency and large backlog, extend processing time, solve large message backlog, and improve The effect of customer satisfaction

Active Publication Date: 2020-03-27
BANK OF CHINA
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  • Summary
  • Abstract
  • Description
  • Claims
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AI Technical Summary

Problems solved by technology

[0004] An embodiment of the present invention provides a method for sending bank messages, which is used to send bank messages to the clearing system, avoiding the problems of large message backlog and low processing efficiency, and improving customer satisfaction. The method includes:

Method used

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  • Bank message sending method and device
  • Bank message sending method and device
  • Bank message sending method and device

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Embodiment Construction

[0024] In order to make the purpose, technical solutions and advantages of the embodiments of the present invention more clear, the embodiments of the present invention will be further described in detail below in conjunction with the accompanying drawings. Here, the exemplary embodiments and descriptions of the present invention are used to explain the present invention, but not to limit the present invention.

[0025] In order to send bank messages to the clearing system, avoid the problems of large message backlog and low processing efficiency, and improve customer satisfaction, an embodiment of the present invention provides a method for sending bank messages, as figure 1 As shown, the method may include:

[0026] Step 101, receiving the rejection receipt of the bank message sent by the clearing system;

[0027] Step 102: Determine the message type of the bank message according to the rejected receipt, the message type includes: the first message type or the second messag...

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Abstract

The invention discloses a bank message sending method and device. The method comprises the following steps: receiving a rejection receipt of a bank message sent by a clearing system; according to therejection receipt, determining the message type of the bank message, the message type comprising a first message type or a second message type, wherein clearing deadline of the first message type is earlier than clearing deadline of the second message type; if the message type of the bank message is a first message type, modifying the message type of the bank message into a second message type; and sending the bank message according to the modified message type. According to the invention, the problems of large message backlog and low processing efficiency can be avoided, and the customer satisfaction is improved.

Description

technical field [0001] The invention relates to the technical field of bank message clearing, in particular to a method and device for sending bank messages. Background technique [0002] The clearing system is a system in which a country or region clears the creditor's rights relationship between traders. At present, most of the local clearing networks are not open 7×24 hours, and have their own working time window. When the time to receive a message from the bank exceeds the closing time of the clearing system, the clearing system will not deal with it. and send it back. In this case, the bank can only send the message again after the clearing system is turned on the next day. [0003] However, the existing method for sending bank messages has problems such as a large backlog of messages and low processing efficiency, which affects customer satisfaction. Contents of the invention [0004] An embodiment of the present invention provides a method for sending bank messag...

Claims

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Application Information

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Patent Type & Authority Applications(China)
IPC IPC(8): H04L12/801H04L12/841H04L12/851H04L12/863
CPCH04L47/24H04L47/12H04L47/283H04L47/50
Inventor 顾娟
Owner BANK OF CHINA
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