Long-term nursing insurance service settlement management method and device, medium and electronic equipment

Abstract

The embodiment of the invention provides a settlement management method and device for long-term nursing insurance service, a medium and electronic equipment. The method comprises. The method comprises the following steps: responding to a received settlement request of an insured person, and obtaining a contract signing period state of the insured person; determining a corresponding settlement mode according to the signing period state of the insured person; acquiring nursing details related to the insured person according to the determined settlement mode; according to nursing types containedin the nursing details, the obtained fees in the nursing details are counted, corresponding fee settlement sheets are generated for all the nursing types respectively, and the nursing types at leastcomprise institution nursing and relative nursing; and in response to confirmation information of the generated expense settlement sheet from the insured person, indicating an insurance institution corresponding to the long-term nursing insurance to pay the expense. According to the invention, the problem of long-term care insurance fund division in a multi-care-type combined mode is solved, automatic management of long-term care insurance is facilitated, and insurants who are dementia and disabled can enjoy professional care conveniently.

Description

technical field [0001] The present invention relates to the field of data processing, in particular to a long-term care insurance service settlement management method, device, medium and electronic equipment. Background technique [0002] With the progress and development of society, people's awareness of personal insurance is rapidly increasing, and insurance has become the main means for people to increase protection for themselves and share disease and medical risks and pressures. In order to meet the needs of personal insurance more humanely, more and more new types of insurance have emerged, such as long-term care insurance. Long-term care insurance is a health insurance that provides compensation for nursing service expenses to insured persons who need long-term care due to old age, illness or disability. This is a new type of health insurance product that mainly bears the expenses of professional nursing, home nursing and other related service items for the elderly. ...

AI Technical Summary

Problems solved by technology

However, since home care reimbursement is paid to nursing staff and professional institutions to institutions, there will be diverse needs in the billing and settlement links. Currently, there is no existing solution to solve the problem of enjoying home care treatment. In the case where the insured person enjoys home care from an institution at the same time, the problem of splitting the long-term care insurance fund

Simply put, long-term care insurance is a new commercial insurance, and there is no mature solution

Especially in the case that the insured person enjoys the home care of close relatives and home care at the same time, it is a new business, and there is no solution for this business at present

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