Insurance expense settlement data processing method and device, medium and electronic equipment

Abstract

The embodiment of the invention provides an insurance expense settlement data processing method and device, a medium and electronic equipment. The insurance expense settlement data processing method comprises: enabling a settlement server to obtain a set of payment records associated with an insured person from a payment record database according to an insured person settlement request from a client; decomposing a settlement interval contained in the insurance participant settlement request into a date set taking day as a unit; for each date in the date set, marking the to-be-settled record inthe interval limited by the insurance participation starting and ending time corresponding to one payment record of the insured person in all the corresponding to-be-settled records as fund payment,and marking other records as self fees; and generating a fund payment document based on all the to-be-settled records marked as fund payment, and generating a self-payment document based on all the to-be-settled records marked as self-payment. According to the scheme of the embodiment of the invention, automatic account division and settlement of the nursing cost under different long-term nursinginsurance payment conditions are realized in a simple and flexible mode.

Description

technical field [0001] The invention relates to the field of data processing, in particular, to a method for processing split-account data for verifying insurance treatment according to the payment status of an insured person. Background technique [0002] With the progress and development of society, people's awareness of personal insurance is rapidly increasing, and insurance has become the main means for people to increase protection for themselves and share disease and medical risks and pressures. In order to meet the needs of personal insurance more humanely, more and more new types of insurance have emerged, such as long-term care insurance. Long-term care insurance is a health insurance that provides compensation for nursing service expenses to insured persons who need long-term care due to old age, illness or disability. This is a new type of health insurance product that mainly bears the expenses of professional nursing, home nursing and other related service items...

AI Technical Summary

Problems solved by technology

In the existing insurance settlement system, the monthly settlement or annual settlement is usually carried out corresponding to the medical insurance payment records, but in the case of discontinuous payment records of the insured, especially frequent multiple payment or broken payment Under such circumstances, it is difficult to effectively and accurately process the settlement data of insurance expenses to realize the automatic splitting of fund payment and self-pay payment

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