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Supply chain financial application method and device based on block chain technology

An application method and supply chain technology, applied in the directions of finance, data processing applications, instruments, etc., can solve the problems of financing difficulties and high credit costs for small and medium-sized enterprises, and achieve the effect of solving financing difficulties and achieving credit penetration.

Pending Publication Date: 2019-12-03
深圳象右看齐网络技术有限公司
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  • Abstract
  • Description
  • Claims
  • Application Information

AI Technical Summary

Problems solved by technology

[0005] The purpose of the present invention is to provide a supply chain financial application method based on blockchain technology to solve technical problems such as high credit costs and financing difficulties for small and medium-sized enterprises in the existing supply chain financial model

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  • Supply chain financial application method and device based on block chain technology
  • Supply chain financial application method and device based on block chain technology
  • Supply chain financial application method and device based on block chain technology

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Embodiment Construction

[0028] In order to make the objectives, technical solutions and beneficial technical effects of the present invention clearer, the technical solutions in the embodiments of the present invention will be clearly and completely described below in conjunction with the accompanying drawings in the embodiments of the present invention. Obviously, the described implementation The form is only a part of embodiments of the present invention, not all of them. Based on the implementation manners in the present invention, all other implementation manners obtained by persons of ordinary skill in the art without making creative efforts belong to the scope of protection of the present invention.

[0029] What needs to be explained first is that supply chain finance is a typical scenario of multi-subject participation, information asymmetry, imperfect credit mechanism, and non-standard credit targets, which has a natural fit with blockchain technology. The application of blockchain technolog...

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PUM

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Abstract

The invention belongs to the technical field of block chain finance, and provides a supply chain finance application method and a supply chain finance application device based on the block chain technology. The method comprises the following steps: collecting and integrating the registration information, real-name authentication information and signed platform protocol information of a core enterprise, a supplier and a fund party on a supply chain finance platform; generating and issuing a token based on a block chain technology to the core enterprise through the platform, wherein the token isgranted to the corresponding credit limit by the fund party; receiving and executing an instruction that the core enterprise pays the token of the corresponding quota to the supplier through the platform according to the service contract; tracking and obtaining path information of receiving the token and carrying out financing or payment circulation by the supplier; and executing an instruction that the core enterprise transactions the token through the cash flow, and recovering the limit of the corresponding token on the supply chain financial platform. According to the invention, based on the credit of the core enterprise, the supplier uses the token to finance in the fund party or circulate among suppliers at all levels, thereby solving the technical problem of difficult financing of small and medium-sized enterprises.

Description

【Technical field】 [0001] The present invention relates to the technical field of blockchain finance, in particular to a supply chain financial application method, device and readable storage medium based on blockchain technology. 【Background technique】 [0002] At present, there are four types of supply chain financial models on the market: one is the supply chain financial model dominated by core enterprises (such as Haier); the other is the supply chain financial model dominated by e-commerce platforms (such as JD); A supply finance model led by financial institutions (such as Ping An); one is a supply chain finance model led by logistics companies (such as SF Express). However, there is a common problem in these traditional supply chain financial models: relying on core enterprises to confirm rights and enterprises cannot penetrate credit, that is, when suppliers finance, core enterprises are either unwilling to confirm rights; The first-tier suppliers of trade transacti...

Claims

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Application Information

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IPC IPC(8): G06Q40/04
CPCG06Q40/04
Inventor 张小平
Owner 深圳象右看齐网络技术有限公司
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