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Investment risk evaluation method and device, storage medium and device

An evaluation method and risk technology, applied in the field of intelligent decision-making, can solve problems such as low efficiency of investment risk evaluation, and achieve the effect of improving input experience and good investment choices

Pending Publication Date: 2019-04-23
PING AN TECH (SHENZHEN) CO LTD
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  • Application Information

AI Technical Summary

Problems solved by technology

[0004] The main purpose of the present invention is to provide an investment risk evaluation method, equipment, storage medium and device, aiming to solve the technical problem of low investment risk evaluation efficiency in the prior art

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  • Investment risk evaluation method and device, storage medium and device
  • Investment risk evaluation method and device, storage medium and device
  • Investment risk evaluation method and device, storage medium and device

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Embodiment Construction

[0052] It should be understood that the specific embodiments described here are only used to explain the present invention, not to limit the present invention.

[0053] refer to figure 1 , figure 1 It is a schematic structural diagram of the investment risk assessment equipment of the hardware operating environment involved in the solution of the embodiment of the present invention.

[0054] Such as figure 1As shown, the investment risk assessment device may include: a processor 1001 , such as a central processing unit (Central Processing Unit, CPU), a communication bus 1002 , a user interface 1003 , a network interface 1004 , and a memory 1005 . Wherein, the communication bus 1002 is used to realize connection and communication between these components. The user interface 1003 may include a display screen (Display). The optional user interface 1003 may also include a standard wired interface and a wireless interface. The wired interface of the user interface 1003 may be a ...

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Abstract

The invention discloses an investment risk evaluation method and device , a storage medium and a device, and the method comprises the steps of displaying a scale chart and operation buttons corresponding to a plurality of types of products in a preset form, so that a user clicks the operation buttons to select an expected investment proportion for each type of products; receiving an operation instruction input by a user through the operation button, and obtaining an expected investment proportion of each type of products according to the operation instruction; displaying the expected investment proportion of each type of products in a proportion chart; and evaluating the health score index of the user through a dispersion algorithm according to the expected investment proportion. A user inputs an operation instruction by clicking an operation button, so that the user input experience is improved. The expected investment proportion is displayed in a proportion chart, so that a user canvisually and efficiently check the investment proportion of each type of products. Based on the intelligent decision, by evaluating the health score index of the user through a dispersion algorithm, the user can know the corresponding investment risk according to the health score index.

Description

technical field [0001] The invention relates to the technical field of intelligent decision-making, in particular to an investment risk evaluation method, equipment, storage medium and device. Background technique [0002] At present, the risk assessment forms used by banks or enterprises when purchasing financial products are all in the form of questions: a single form of titles and multiple options answers, and the style of the questions is monotonous and boring. Information can only be collected through one question after another. When there is a lot of data to be collected, more questions need to be set. In many cases, there are more than 10 questions. The form of the questions is monotonous and boring, and there are too many questions. Lose patience and give up answering questions, and finally give up buying related products. Therefore, how to efficiently implement investment risk evaluation is an urgent technical problem to be solved. [0003] The above content is on...

Claims

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Application Information

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Patent Type & Authority Applications(China)
IPC IPC(8): G06Q40/06G06Q10/06
CPCG06Q10/0635G06Q40/06
Inventor 苏江董兴华肖雁飞
Owner PING AN TECH (SHENZHEN) CO LTD
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