Full life cycle bad asset management system and bad asset management method

Abstract

The embodiment of the invention discloses a full-life-cycle bad asset management system. The system comprises an asset release module, an asset pricing module, an asset distribution module and an asset collection module. The asset publishing module is used for carrying out integration and butt joint on the bad assets and the bad asset management system; The asset pricing module is used for integrating bad assets and carrying out standard pricing on the bad assets according to different market conditions and different business characteristics; The asset distribution module intelligently distributes the asset to a matched asset processing mechanism by utilizing an intelligent distribution strategy of a distribution model; And the asset collection module is used for collecting bad assets. Inaddition, the invention also discloses a bad asset management method. According to the full life cycle bad asset management system and the bad asset management method provided by the invention, full life cycle asset management of bad assets is realized, generation of bad assets can be prevented, and customized processing schemes can be provided according to different stages of the full life cycleof the bad assets.

Description

technical field [0001] The invention relates to the technical field of asset management, in particular to a management system for non-performing assets in the whole life cycle and a method for managing non-performing assets. Background technique [0002] In the existing technology, the localization of non-performing asset collection business is particularly strong, and collection agencies can only continuously open offline collection agencies in order to cover more areas. For Internet lending platforms, borrowers are spread all over the country, and the effect of remote collection is extremely poor, and it is not easy for collection agencies to find and manage a large number of offline collection agencies in dozens of cities. If the collection platform can gather a wide range of offline collection agencies or collection personnel, and can control the quality of collection services to a certain extent, it can well solve the problems existing in the collection process of Inter...

AI Technical Summary

Problems solved by technology

[0005] However, the inventor found through research that the asset management system of the collection platform in the prior art has many shortcomings, and the efficiency in asset pricing, asset distribution, and asset collection stages needs to be improved, and the human-computer interaction efficiency of the asset management system also has a lot of room for improvement

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