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Claim-settling risk control method, device, computer device and storage medium

A storage medium and risk control technology, applied in computing, data processing applications, instruments, etc., can solve problems such as uncontrollable risk control costs, lower insurance service quality, and affect risk control costs

Pending Publication Date: 2019-03-01
PING AN TECH (SHENZHEN) CO LTD
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  • Abstract
  • Description
  • Claims
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AI Technical Summary

Problems solved by technology

For insurance companies, the risk control made by insurance experts will greatly affect the cost of risk control, and low-precision risk control will lead to uncontrollable risk control costs and reduce the quality of insurance services

Method used

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  • Claim-settling risk control method, device, computer device and storage medium
  • Claim-settling risk control method, device, computer device and storage medium
  • Claim-settling risk control method, device, computer device and storage medium

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Embodiment Construction

[0019] The following will clearly and completely describe the technical solutions in the embodiments of the present invention with reference to the accompanying drawings in the embodiments of the present invention. Obviously, the described embodiments are some of the embodiments of the present invention, but not all of them. Based on the embodiments of the present invention, all other embodiments obtained by persons of ordinary skill in the art without making creative efforts belong to the protection scope of the present invention.

[0020] It should be understood that when used in this specification and the appended claims, the terms "comprising" and "comprises" indicate the presence of described features, integers, steps, operations, elements and / or components, but do not exclude one or Presence or addition of multiple other features, integers, steps, operations, elements, components and / or collections thereof.

[0021] It should also be understood that the terminology used ...

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Abstract

The embodiment of the invention discloses a claim settlement risk control method, a device, a computer device and a storage medium. The invention is applied in the field of the combination of big dataand artificial intelligence, and is an intelligent prediction based on big data analysis. The method comprises the following steps: obtaining a risk factor of a claim settlement case; determining evaluation information of the risk factors according to a preset risk database; the fuzzy theory is used to obtain the membership function of the evaluation information for normalizing treatment so as toobtain the basic probability distribution; and fusing the basic probability assignment according to a combination rule to obtain a risk factor risk control conclusion. By implementing the method of the embodiment of the invention, the risk control accuracy of the claim settlement case can be improved, the controllability of the risk control cost can be improved, and the insurance service qualitycan be improved.

Description

technical field [0001] The present invention relates to the technical field of insurance claim risk control, in particular to a claim risk control method, device, computer equipment and storage medium. Background technique [0002] With the development of science and economy, insurance has become a very important way of protection in people's daily life. However, some people defraud insurance money by creating false accidents in order to seek profits, and insurance companies need to spend a lot of manpower and material resources to identify such fraudulent insurance claims. Existing risk control measures for insurance claims usually set rules by insurance experts to control the risk of claim cases. The requirements are very high, and different insurance experts have different risk controls for the same claim case. For insurance companies, the risk control made by insurance experts will greatly affect the cost of risk control, and low-precision risk control will lead to unc...

Claims

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Application Information

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Patent Type & Authority Applications(China)
IPC IPC(8): G06Q10/06G06Q40/08
CPCG06Q10/0635G06Q40/08
Inventor 卢宁
Owner PING AN TECH (SHENZHEN) CO LTD
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