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A method and system for risk identification

A risk identification and risk technology, applied in the field of risk identification methods and systems, can solve problems such as effective analysis and prediction of huge enterprise information that cannot be ordered

Inactive Publication Date: 2019-02-15
重庆誉存科技有限公司
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  • Summary
  • Abstract
  • Description
  • Claims
  • Application Information

AI Technical Summary

Problems solved by technology

[0004] In order to solve the above-mentioned problems in the prior art, the purpose of this application is to provide a risk identification method and system, which aims to solve the problem that the existing manual processing cannot effectively analyze and predict the large-scale enterprise information

Method used

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  • A method and system for risk identification
  • A method and system for risk identification
  • A method and system for risk identification

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Embodiment Construction

[0018] In order to make the above objects, features and advantages of the present application more obvious and comprehensible, the present application will be further described in detail below in conjunction with the accompanying drawings and specific implementation methods.

[0019] It should be understood that the specific embodiments described here are only used to explain the present invention, not to limit the present invention.

[0020] In the following description, use of suffixes such as 'module', 'part' or 'unit' for denoting elements is only for facilitating description of the present invention and has no specific meaning by itself. Therefore, 'module', 'part' or 'unit' may be used in combination.

[0021] figure 1 It is a flowchart of a risk identification method provided by this application. Once the method of this embodiment is triggered by the user, the process in this embodiment is automatically run through the terminal, wherein, when each step is running, it ...

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Abstract

The present application provides a risk identification method for identifying the risk of dishonesty of an enterprise. The method includes: inputting test data of the risk of dishonesty of the enterprise into a decision tree model for learning the decision tree to generate a dishonesty risk identification model; Acquiring the data to be predicted of the enterprise dishonesty risk; Inputting the data to be predicted of the enterprise dishonesty risk into the dishonesty risk identification model, and predicting based on the data to be predicted of the enterprise dishonesty risk through the dishonesty risk identification model; The prediction result is displayed on a display interface of the terminal so that a user can clearly obtain the prediction result. The present application also provides a risk identification system. Through the risk identification method and system, the existing manual way can not fully and accurately analyze the order of magnitude of the enterprise data.

Description

technical field [0001] This application belongs to the technical field of data processing, and specifically relates to a risk identification method and system. Background technique [0002] With the continuous development of the Internet and the economy, the rise of Internet finance and consumer finance has also promoted the rapid development of my country's credit industry. In the process of production and operation, enterprises need to use financial instruments in the financial market to realize the preparation of funds, etc., resulting in more credit risks. At present, the financial sub-control of traditional enterprises is carried out manually. From data submission to review, it takes a lot of time, manpower and material resources, and is prone to mistakes. Based on this, credit scoring technology has also emerged as the times require. Integrate and predict its credit analysis value to help credit approvers make decisions. [0003] Due to the high dimensionality of ent...

Claims

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Application Information

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Patent Type & Authority Applications(China)
IPC IPC(8): G06Q40/02G06Q10/06
CPCG06Q10/0635G06Q40/03
Inventor 陈玮刘德彬黄远江严开陈长沙
Owner 重庆誉存科技有限公司
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