Method and system for auditing pet insurance claims

Abstract

The embodiment of the invention provides a method and a system for auditing pet insurance claim settlement. The method comprises the following steps: receiving a pet insurance claim settlement requestsent by a pet owner, wherein the pet insurance claim settlement request comprises a pet ID of the insured pet, and an accident pet image is generated; obtaining a corresponding first pet feature according to an unexpected pet image; obtaining a daily pet photograph corresponding to the insured pet from a preset social network according to the pet ID; the first pet characteristics and the pet daily photos being matched with the insured pets corresponding to the insured pets respectively, and if the matches are consistent, the pet characteristics and the pet daily photos are approved. The system is configured to perform the method described above. The embodiment of the invention matches the first pet characteristic and the pet daily photograph with the insured information corresponding to the insured pet respectively, and if the matching is consistent, the insured information is approved, so that when the pet owner needs to settle the insurance claim for his pet, the insured pet can bechecked accurately, and the occurrence of insurance fraud is reduced.

Description

technical field [0001] The present invention relates to the field of Internet technology, in particular to a method and system for reviewing pet insurance claims. Background technique [0002] Pets are a regular and common part of everyday life and many households today have one or more pets including dogs, cats, fish, birds, snakes, lizards, horses, hamsters, other rodents, other reptiles, etc. . [0003] Most domestic insurance companies only cover the third-party liability risks of pets, that is, they only bear the direct loss of personal injury or property of a third party caused by pets legally owned by the insured, and the economic losses that should be borne by the insured according to law Compensation liability, and stipulates a variety of liability exemption clauses, the scope of protection is narrow, and it cannot effectively meet people's potential needs for pet insurance. [0004] For pet life insurance, the claim rate is high. The main reason is that the insur...

AI Technical Summary

Problems solved by technology

[0003] Most domestic insurance companies only cover the third-party liability risks of pets, that is, they only bear the direct loss of personal injury or property of a third party caused by pets legally owned by the insured, and the economic losses that should be borne by the insured according to law Compensation liability, and stipulates a variety of liability exemption clauses, the scope of protection is narrow, and it cannot effectively meet people's potential needs for pet insurance

[0004] For pet life insurance, its claim rate is high, the main reason is that the insurance company cannot accurately confirm the individual pet, so there are many cases of insurance fraud

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