Simulated-claim-settlement method, simulated-claim-settlement device and simulated-claim-settlement equipment of vehicle accident and computer storage medium

Abstract

The invention discloses a simulated-claim-settlement method of a vehicle accident. The method includes the following steps: receiving a simulation request of vehicle accident claim settlement, and acquiring simulated-claim-settlement information contained in the simulation request; carrying out simulated-claim-settlement case registration of the vehicle accident according to the simulated-claim-settlement information; after simulated-claim-settlement case registration completion of the vehicle accident is detected, using the simulated-claim-settlement information and a preset accident processing database to carry out traversal matching to carry out vehicle damage determination of simulated claim settlement; acquiring a damage determination result of vehicle damage determination, and sending the damage determination result to a client to enable a user, who corresponds to the client, to carry out confirmation of the damage determination result; and receiving feedback information of the client on the basis of the damage determination result, and carrying out auditing, compensation and case closing. The invention also discloses a simulated-claim-settlement device and simulated-claim-settlement equipment of the vehicle accident and a computer storage medium. In the method, the user can carry out simulation operations of vehicle claim settlement, and convenience of user operations isimproved.

Description

technical field [0001] The invention relates to the field of computer technology, in particular to a simulated claim settlement method, device, equipment and computer storage medium for vehicle accidents. Background technique [0002] With the development of society, there are more and more traffic vehicles, and vehicle insurance is already the first procedure after purchasing a vehicle. With the increase of vehicles, the absolute number of vehicle traffic accidents also increases accordingly. When an insured vehicle is involved in a traffic accident, the first thing the owner must do is to settle the claim. [0003] At present, the way of auto insurance claims is generally to call the insurance company by the car owner, wait for the investigators of the insurance company to go to the scene to investigate, wait for the damage to be assessed, submit the documents at the store, and wait for the payment. The operation steps are complicated and cumbersome. Now some technical s...

AI Technical Summary

Problems solved by technology

The operation steps are complicated and cumbersome. Now some technical solutions adopt online vehicle claims settlement to facilitate users’ operation. However, the operation process of online vehicle claims settlement is not simple. Users are not used to it, which leads to the uninstallation of the terminal APP, which does not play a role Due to the role of online vehicle claims, users cannot better combine the online vehicle claim settlement process with the offline vehicle claim process, which makes the vehicle claim operation complicated

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