Payment method and payment device

Abstract

The invention provides a payment method and a payment device which are applied to a server in communication with a clearing station. Human face registration images and gesture registration images corresponding to various users accounts are stored in the server in advance. The payment method includes receiving a payment request which includes price information of goods purchased currently by a customer and customer's human face images and gesture images acquired by the clearing station and is sent from the clearing station; comparing the human face registration images with the customer's humanface image and carrying out human face identification to the human face image according to the comparison result; if human face identification is successful, subjecting the gesture image and the gesture registration image of the user account corresponding to the identified human face image to gesture matching; if gesture matching is successful, then acquiring currency in a certain amount from thetarget user account according to the price information to complete payment, and sending a prompt of payment success to the clearing station after finishing payment. The payment method has the advantages of high safety and high payment efficiency and can improve consumption experiences of customers.

Description

technical field [0001] The present invention relates to the technical field of electronic payment, in particular to a payment method and device. Background technique [0002] With the continuous development of science and technology, electronic payment technology has also been rapidly improved. For now, the consumer performs corresponding electronic payment through the payment account by performing a password verification operation or a fingerprint verification operation on the payment account on the touch screen of the mobile terminal. In this process, account information such as passwords and fingerprints are likely to be leaked or cracked, making this payment scheme a relatively large payment security risk. Moreover, this payment scheme requires the user to perform manual operations, resulting in low payment efficiency in the entire payment process. Contents of the invention [0003] In order to overcome the above-mentioned deficiencies in the prior art, the object of...

AI Technical Summary

Problems solved by technology

In this process, account information such as passwords and fingerprints are likely to be leaked or cracked, which makes the payment scheme a relatively large payment security risk.

And this payment scheme requires the user to perform manual operations, resulting in low payment efficiency in the entire payment process

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