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Claim amount calculation method and device

A calculation method and technology of a calculation device, applied in the field of financial services, can solve problems such as low efficiency of claim settlement, reduction of settlement efficiency of claim settlement cases, delay of settlement of claim settlement cases, etc., and achieve the effect of automatic calculation, improvement of settlement efficiency, and accurate calculation

Inactive Publication Date: 2018-07-06
PING AN TECH (SHENZHEN) CO LTD
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  • Summary
  • Abstract
  • Description
  • Claims
  • Application Information

AI Technical Summary

Problems solved by technology

[0003] The calculation of existing claims is generally performed manually by specialized staff, which not only easily leads to low efficiency in the calculation of claims, but also often causes a large number of claims to be postponed when faced with a large number of claims, greatly reducing the efficiency of closing claims

Method used

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  • Claim amount calculation method and device
  • Claim amount calculation method and device

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Embodiment Construction

[0026] Embodiments of the present invention provide a method and device for calculating claims, which are used to solve the problem of low efficiency in the calculation of existing claims.

[0027] In order to make the purpose, features and advantages of the present invention more obvious and understandable, the technical solutions in the embodiments of the present invention will be clearly and completely described below in conjunction with the accompanying drawings in the embodiments of the present invention. Obviously, the following The described embodiments are only some, not all, embodiments of the present invention. Based on the embodiments of the present invention, all other embodiments obtained by persons of ordinary skill in the art without making creative efforts belong to the protection scope of the present invention.

[0028] see figure 1 , an embodiment of a method for calculating claims in an embodiment of the present invention includes:

[0029] 101. Determine ...

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Abstract

The embodiment of the invention discloses a claim amount calculation method, and is used for solving the problem of low calculation efficiency of the claim amount in the prior art. The method comprises the steps that the target case under claim amount calculation is determined; all bills of the target case are acquired through the background database of the insurance company; all the scenes to beclaimed of the target case are determined according to the case information of the target case and the bill information of all the bills; the claim amount of each scene to be claimed is calculated based on the preset adjustment rules according to the insurance policy information of each accepted insurance policy under the target case and the bill information of all the bills; and the sum of the claim amount of all the scenes to be claimed is calculated so as to obtain the claim amount of the target case. The embodiment of the invention also provides a claim amount calculation device.

Description

technical field [0001] The invention relates to the field of financial services, in particular to a method and device for calculating compensation. Background technique [0002] In the insurance industry, existing claims cases need to go through reporting, acceptance, entry, review and other links to complete the complete process of claim settlement and pay the customer compensation. In this process, the calculation of compensation is involved. [0003] The calculation of existing claims is generally performed manually by specialized staff, which not only easily leads to low efficiency in the calculation of claims, but also often causes a large number of claims to be postponed when faced with a large number of claims, greatly reducing the efficiency of closing claims. Contents of the invention [0004] The embodiments of the present invention provide a method and device for calculating compensation, which can improve the calculation efficiency of compensation and make the...

Claims

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Application Information

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Patent Type & Authority Applications(China)
IPC IPC(8): G06Q40/08
CPCG06Q40/08
Inventor 梁效栋朱瑾周鹏
Owner PING AN TECH (SHENZHEN) CO LTD
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