Looking for breakthrough ideas for innovation challenges? Try Patsnap Eureka!

Insurance policy information correction method and device

A policy and premium technology, applied in the computer field, can solve problems such as code redundancy, multiple calculation formulas for premium changes, and affecting system performance

Active Publication Date: 2017-05-31
PING AN TECH (SHENZHEN) CO LTD
View PDF4 Cites 16 Cited by
  • Summary
  • Abstract
  • Description
  • Claims
  • Application Information

AI Technical Summary

Problems solved by technology

In this way, due to the wide variety of insurance products or insurance targets, there are a lot of calculation formulas for premium changes, which leads to code redundancy and affects system performance.

Method used

the structure of the environmentally friendly knitted fabric provided by the present invention; figure 2 Flow chart of the yarn wrapping machine for environmentally friendly knitted fabrics and storage devices; image 3 Is the parameter map of the yarn covering machine
View more

Image

Smart Image Click on the blue labels to locate them in the text.
Viewing Examples
Smart Image
  • Insurance policy information correction method and device
  • Insurance policy information correction method and device
  • Insurance policy information correction method and device

Examples

Experimental program
Comparison scheme
Effect test

Embodiment Construction

[0046] In order to make the object, technical solution and advantages of the present invention clearer, the present invention will be further described in detail below in conjunction with the accompanying drawings and embodiments. It should be understood that the specific embodiments described here are only used to explain the present invention, not to limit the present invention.

[0047] figure 1 It is an application environment diagram of the policy information modification method in an embodiment. Such as figure 1As shown, the terminal 110 communicates with the server 120 through the network. Various applications can be installed and run on the terminal 110. The terminal 110 generates a policy modification request through the application, and sends the policy modification request to the server 120 through the network, wherein the policy modification request includes the policy identification to be modified, the factor identification to be modified and Correction informa...

the structure of the environmentally friendly knitted fabric provided by the present invention; figure 2 Flow chart of the yarn wrapping machine for environmentally friendly knitted fabrics and storage devices; image 3 Is the parameter map of the yarn covering machine
Login to View More

PUM

No PUM Login to View More

Abstract

The invention relates to an insurance policy information correction method and a device. The method comprises steps of receiving an insurance policy correction request sent by a terminal, wherein the insurance policy correction request comprises an insurance policy identifier, a correction factor identifier and correction information corresponding to the correction factor identifier; detecting whether a correction factor corresponding to the correction factor identifier is an insurance premium change factor, and if yes, using the correction factor as a target insurance premium change factor; searching a preset insurance premium change calculation formula corresponding to the target insurance premium change factor, and according to the correction information, determining an input value corresponding to the insurance premium change calculation formula; substituting the input value into the corresponding insurance premium change calculation formula for calculation so as to obtain a first insurance premium change value corresponding to the target insurance premium change factor, and determine a second insurance premium change value corresponding to the insurance policy identifier according to the first insurance premium change value; and according to the second insurance premium change value, carrying out insurance premium correction processing. According to the invention, code redundancy is avoided and system performance is improved.

Description

technical field [0001] The invention relates to the field of computer technology, in particular to a method and device for correcting policy information. Background technique [0002] With the continuous improvement of the insurance system, after the insurance policy is issued, within the insurance period, if the insured finds that there are errors or omissions in the declaration when applying for insurance, or due to new or unexpected circumstances, the content contained in the insurance policy will be damaged. If it does not conform to the actual situation, you can apply for correction of the policy information, so as to supplement or change the content of the original insurance policy, so that the insured subject can obtain insurance protection that is suitable for the actual situation. [0003] Generally, when revising an insurance policy, one or more factors in the policy information (for example, factors such as insured information, policyholder information, and insura...

Claims

the structure of the environmentally friendly knitted fabric provided by the present invention; figure 2 Flow chart of the yarn wrapping machine for environmentally friendly knitted fabrics and storage devices; image 3 Is the parameter map of the yarn covering machine
Login to View More

Application Information

Patent Timeline
no application Login to View More
IPC IPC(8): G06Q40/08G06Q10/10
CPCG06Q10/103G06Q40/08
Inventor 陈之群辛朋
Owner PING AN TECH (SHENZHEN) CO LTD
Who we serve
  • R&D Engineer
  • R&D Manager
  • IP Professional
Why Patsnap Eureka
  • Industry Leading Data Capabilities
  • Powerful AI technology
  • Patent DNA Extraction
Social media
Patsnap Eureka Blog
Learn More
PatSnap group products

Browse by: Latest US Patents, China's latest patents, Technical Efficacy Thesaurus, Application Domain, Technology Topic, Popular Technical Reports.

© 2024 PatSnap. All rights reserved.Legal|Privacy policy|Modern Slavery Act Transparency Statement|Sitemap|About US| Contact US: help@patsnap.com