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A credit limit authorization method and device

A credit line and credit technology, applied in the field of information processing, can solve problems such as reducing the utilization rate of credit consumption functions and purchasing large-scale products, so as to achieve the effects of promoting development, reducing delays in repayment, and ensuring reliable execution

Active Publication Date: 2020-09-04
TCL CORPORATION
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  • Abstract
  • Description
  • Claims
  • Application Information

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Problems solved by technology

[0005] The purpose of the embodiments of the present invention is to provide a credit limit authorization method and device, aiming to solve the problem in the prior art that users cannot purchase large-scale products on TV programs through credit consumption, thereby reducing the utilization rate of the credit consumption function question

Method used

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  • A credit limit authorization method and device
  • A credit limit authorization method and device
  • A credit limit authorization method and device

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Embodiment Construction

[0022] In order to make the object, technical solution and advantages of the present invention clearer, the present invention will be further described in detail below in conjunction with the accompanying drawings and embodiments. It should be understood that the specific embodiments described here are only used to explain the present invention, not to limit the present invention.

[0023] The smart terminal in the embodiment of the present invention is specifically a terminal device providing a credit consumption function, including a smart phone, a tablet, a PDA (Personal Digital Assistant, PDA), a smart TV, and the like. In each of the following embodiments, the present invention is further described in detail by taking a smart TV as an example.

[0024] figure 1 It shows the implementation flowchart of the credit line authorization method provided by the embodiment of the present invention, which is described in detail as follows:

[0025] In S101, a credit limit authori...

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Abstract

The invention is applicable to the field of information processing and provides a credit limit authorizing method and apparatus. The method includes the following steps: receiving a credit limit authorizing request transmitted by an intelligent terminal; acquiring the feature information carried in the credit limit authorizing request, the feature information including a user account; determining whether the feature information meets the conditions for credit limit; when the feature information meets the conditions for credit limit, computing the credit limit of the user account; and based on the credit limit, authorizing the user account. According to the embodiments of the invention, the method allows different user groups to have different credit limits, prevents a user from purchasing large products from a television program by credit consumption, ensures reliable implementation of credit consumption at an intelligent television terminal, increases utilization of credit consumption, and further promote the development of intelligent television programs.

Description

technical field [0001] The invention belongs to the field of information processing, and in particular relates to a credit limit authorization method and device. Background technique [0002] The emergence of smart TV has quietly changed the audience's habit of using TV. An authoritative survey report pointed out that 52% of users are willing to use smart TVs to pay, and users have gradually accepted paid content such as videos, games, education, and shopping. Therefore, the prototype of the future living room economy has been initially presented. [0003] As a new type of consumption model, credit consumption on smart TV is an important part of TV consumption and is favored by many consumers. [0004] However, the credit limit used in the credit consumption of the existing smart TV end is basically a default value, and the credit limit is relatively small, so that users can try to use the credit consumption function provided by the smart TV. In the case of equal credit gr...

Claims

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Application Information

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Patent Type & Authority Patents(China)
IPC IPC(8): G06Q20/40H04N21/478
CPCG06Q20/403H04N21/47815
Inventor 董晨
Owner TCL CORPORATION
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