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Medical affair intelligent insurance checking method and system

An underwriting and intelligent technology, applied in the computer field, can solve problems such as low efficiency

Inactive Publication Date: 2016-07-27
PING AN TECH (SHENZHEN) CO LTD
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  • Summary
  • Abstract
  • Description
  • Claims
  • Application Information

AI Technical Summary

Problems solved by technology

After the insurance company receives the medical examination report, it usually reviews the medical examination report manually, which leads to low efficiency in making underwriting decisions

Method used

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  • Medical affair intelligent insurance checking method and system
  • Medical affair intelligent insurance checking method and system
  • Medical affair intelligent insurance checking method and system

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Embodiment Construction

[0045] In order to make the object, technical solution and advantages of the present invention clearer, the present invention will be further described in detail below in conjunction with the accompanying drawings and embodiments. It should be understood that the specific embodiments described here are only used to explain the present invention, not to limit the present invention.

[0046] The medical intelligent underwriting method provided in the embodiment of the present invention can be applied to such as figure 1 shown in the application environment. The front end 102 is connected to the server 104 through the network. The front end 102 receives the medical examination report returned by the insured. The medical examination report corresponds to the medical examination letter, and the medical examination letter is generated according to the insurance application form to be examined. After the server 104 receives the medical examination report, it obtains the medical ex...

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Abstract

The invention relates to a medical affair intelligent insurance checking method and system. The method comprises the following steps: receiving a health check-up report sent by a front end, wherein the health check-up report is corresponding to a health check-up letter, and the health check-up letter is generated according to an insurance application needing health check-up; obtaining health check-up information in the health check-up report and an insurance type in the insurance application needing the health check-up; according to the insurance type, obtaining evaluation rules corresponding to the health check-up information; and comparing the health check-up information with the evaluation rules, and according to a comparison result, generating an insurance checking decision for the insurance application needing the health check-up. By using the method provided by the invention, the insurance checking efficiency of insurance applications receiving health check-up letters can be effectively improved.

Description

technical field [0001] The invention relates to the field of computer technology, in particular to a medical intelligent underwriting method and system. Background technique [0002] After the policyholder submits the insurance application form, the insurance company will review the insurance application form in order to decide whether to cover the risk, and determine the underwriting conditions under the condition of bearing the risk. This process is also called insurance underwriting (referred to as underwriting) . Different types of insurance have different underwriting requirements. For insurance applications that require a medical examination, the insurance company will issue a medical examination letter to the policyholder. The policyholder shall submit the medical examination report to the insurance company after conducting the physical examination according to the medical examination letter. After the insurance company receives the medical examination report, it u...

Claims

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Application Information

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Patent Type & Authority Applications(China)
IPC IPC(8): G06Q40/08
CPCG06Q40/08
Inventor 陈浩虹洪霞陈艳肖奕
Owner PING AN TECH (SHENZHEN) CO LTD
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