System and method based on consumption load service management mode

Abstract

The invention discloses a system and method based on a consumption load service management mode. The system is composed of a PC end and an APP end. The PC end and the APP end are respectively applied to a PC machine and a mobile terminal, function modules in the PC end and the APP end are the same, the function modules comprise an organization configuration module, a loan arrangement module, a loan credit module, an information collection module, a load bill module, a user database and a prompt module, an administrator inputs various load information into the system, a worker collects borrower information and credit information and synchronizes the information to a server, an assessing officer examines the information of a borrower and the credit information and decides whether to lend a loan, the credit information of the borrower can also be updated according to operation of the borrower, and the system urges the borrower to pay the loan when the borrower does not pay within a time limit or rejects to pay the loan. According to the invention, a loan service management system is established, and a management method thereof is provided, and thus efficient management of loan service is realized.

Description

technical field [0001] The invention relates to the technical field of lending business management, in particular to a system and method based on a consumption loan business management method. Background technique [0002] With the change of people's consumption concept, the demand for loan business is also increasing. However, the traditional loan business has the following disadvantages: 1. The traditional loan budget method is paper or oral, which requires employees to make decisions according to different loan amounts and loan Complicated repayment calculations for interest rates are prone to calculation errors, and the calculations are time-consuming, troublesome, and labor-intensive; 2. Traditional loans are not easy to inspect the authenticity of lenders' loan investigation results, and paper investigation files are inconvenient and easy to lose; 3 1. Merchants have no way to understand the credit status of the lender. If the credit of the lender has problems, it is e...

AI Technical Summary

Problems solved by technology

[0003] Based on this, in response to the above problems, it is necessary to propose a system and method based on the management of consumer loan business. This application solves the traditional problem of using paper documents to calculate loan payments by integrating the loan business and loan process into a management system. It is prone to calculation errors, solves the problem of traditional credit problems for lenders and difficult inspection of personal authenticity, solves the problem that traditional merchants cannot review the personal credit of lenders, and solves the problem of checking traditional paper documents. Difficult information, easy to lose, wrong omissions