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Account checking method and device of payment and clearing system

A technology of reconciliation and billing, which is applied in the computer field to achieve the effect of improving the efficiency of reconciliation

Inactive Publication Date: 2016-07-20
农信银资金清算中心有限责任公司
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Problems solved by technology

[0002] At present, the existing payment and settlement system, when performing day-end reconciliation, adopts the method that institution A compares the flow records in its billing database with the flow records in the reconciliation file issued by the clearing system one by one, assuming There are n records in the organization's billing database, and m records in the reconciliation file. Since the records in the database and the reconciliation file are in an unordered state, the time complexity of this method is O(nm)

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  • Account checking method and device of payment and clearing system

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Embodiment Construction

[0039] In order to make the purpose, technical solutions and advantages of the embodiments of the present invention clearer, the technical solutions in the embodiments of the present invention will be clearly and completely described below in conjunction with the drawings in the embodiments of the present invention. Obviously, the described embodiments It is only some embodiments of the present invention, but not all embodiments. Based on the embodiments of the present invention, all other embodiments obtained by persons of ordinary skill in the art without creative efforts fall within the protection scope of the present invention.

[0040] figure 1 It shows a schematic flow chart of a reconciliation method of a payment and settlement system provided by an embodiment of the present invention, as shown in figure 1 As shown, the reconciliation method of the payment and settlement system in this embodiment is as follows.

[0041] 101. Sorting the records in the organization's b...

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Abstract

The invention provides an account checking method and device of a payment and clearing system. The method comprises steps as follows: records in a transaction flow database of a mechanism are arranged in a positive sequence according to serial numbers; records in an account checking file sent by the payment and clearing system are arranged in a positive sequence; the sequenced records in a bill database of the mechanism are combined with the sequenced records in the account checking file one by one in sequence from the recorded first record in the bill database of the mechanism and the recorded first record in the account checking file until accounting checking is finished. The method can substantially improve the account checking efficiency of the payment and clearing system.

Description

technical field [0001] The invention relates to the field of computer technology, in particular to an account reconciliation method and device for a payment and clearing system. Background technique [0002] At present, the existing payment and settlement system, when performing day-end reconciliation, adopts the method that institution A compares the flow records in its billing database with the flow records in the reconciliation file issued by the clearing system one by one, assuming There are n records in the organization's billing database and m records in the reconciliation file. Since the records in the database and the reconciliation file are in disordered state, the time complexity of this method is O(nm). [0003] In view of this, how to improve the reconciliation efficiency of the payment and clearing system has become a technical problem that needs to be solved at present. Contents of the invention [0004] In order to solve the above-mentioned technical proble...

Claims

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Application Information

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IPC IPC(8): G06F17/30G06Q40/00
CPCG06Q40/125G06F16/215
Inventor 陈明军李远卓
Owner 农信银资金清算中心有限责任公司
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