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Bluetooth headset, mobile phone Bluetooth payment authentication system and method

A payment authentication and Bluetooth headset technology, applied in the field of mobile payment security authentication, can solve problems such as low payment efficiency, manual participation, and increased customer payment costs, so as to improve user experience, facilitate carrying and placement, and increase payment speed Effect

Active Publication Date: 2018-10-16
INDUSTRIAL AND COMMERCIAL BANK OF CHINA
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  • Abstract
  • Description
  • Claims
  • Application Information

AI Technical Summary

Problems solved by technology

[0007] Therefore, while avoiding the security problems in the mobile payment process, the existing technical means also increase the customer's payment cost, and there are problems such as manual participation and low payment efficiency in the use process, which cannot well meet the actual situation. Mobile Quick Payment Requirements

Method used

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  • Bluetooth headset, mobile phone Bluetooth payment authentication system and method
  • Bluetooth headset, mobile phone Bluetooth payment authentication system and method
  • Bluetooth headset, mobile phone Bluetooth payment authentication system and method

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Embodiment Construction

[0037] The technical solutions in the embodiments of the present invention will be clearly and completely described below in conjunction with the accompanying drawings in the embodiments of the present invention. Obviously, the described embodiments are only a part of the embodiments of the present invention, rather than all the embodiments. Based on the embodiments of the present invention, all other embodiments obtained by those of ordinary skill in the art without creative work shall fall within the protection scope of the present invention.

[0038] The working principle of this technical solution is: this technical solution provides a digitally authenticated Bluetooth headset integrating photoelectricity and acoustics. The headset can communicate with a mobile phone terminal through a Bluetooth communication interface, and realize the mobile phone after handshake authentication with the mobile phone. Safe and convenient payment. Since the headset itself is used together with...

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Abstract

The invention relates to a Bluetooth earphone and a mobile Bluetooth payment authentication system and method. The mobile phone Bluetooth payment authentication system comprises a mobile phone terminal with a Bluetooth payment authentication module and the Bluetooth earphone provided with a Bluetooth chip. The Bluetooth chip comprises a Bluetooth communication interface, a storage, a recognition processor, a driver and a flashlight. The Bluetooth payment authentication module sends a command signal to the Bluetooth earphone through the Bluetooth earphone. The recognition processor receives and recognizes the command signal. If the command signal is an earphone ID acquiring command, the recognition processor acquires the earphone ID from the storage and transmits the same to the Bluetooth payment authentication module; otherwise, the recognition processor recognizes in the common audio data manner. Based on the recognition result of the recognition processor, the driver controls display state of the flashlight. The Bluetooth payment authentication module matches the earphone ID with a pre-stored Bluetooth earphone ID, if matching fails, external payment is rejected, and if the matching successes, the external payment is achieved.

Description

Technical field [0001] The present invention relates to the field of mobile phone payment security authentication, in particular to a Bluetooth headset, and a mobile phone Bluetooth payment authentication system and method based on the Bluetooth headset. Background technique [0002] With the rise of Internet payment, people are using mobile phones more for transfer and consumption payments. Although mobile payment is fast and convenient at present, the customer’s mobile phone is bound to the bank card and the payment can be completed only through a simple payment password. Therefore, there is a greater security risk. Once the customer’s mobile phone is lost, it will cause huge economic losses to the customer. To this end, mobile payment service providers have improved corresponding security authentication methods to improve the security of online consumer payments. [0003] The existing mobile phone secure payment technology methods generally include: [0004] Use online card swip...

Claims

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Application Information

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Patent Type & Authority Patents(China)
IPC IPC(8): G06Q20/32G06Q20/38H04R1/10H04B5/00
CPCG06Q20/322G06Q20/3825H04B5/00H04R1/10
Inventor 伍宏卫罗巨明徐乐耕周大文
Owner INDUSTRIAL AND COMMERCIAL BANK OF CHINA
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