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Related method and device for information interaction based on pos machine

A POS machine and equipment technology, applied in the related and equipment fields based on POS machine for information interaction, can solve the problems of unfavorable popularization, high hardware requirements, threat to payment security, etc. Effect

Active Publication Date: 2016-09-21
KUANG CHI INTELLIGENT PHOTONIC TECH
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  • Summary
  • Abstract
  • Description
  • Claims
  • Application Information

AI Technical Summary

Problems solved by technology

To make payment by swiping a card through a POS machine, the user must carry a bank card with him and swipe the card on the POS machine. This payment process is not very convenient, and there is a security risk that the bank card information will be stolen.
The existing contactless mobile payment is generally based on near-field communication technology or radio frequency identification technology. These technologies have high hardware requirements and are not conducive to popularization. More importantly, the channel information of these wireless transmission technologies is relatively easy to be intercepted and captured. Crack, thus threatening the security of payment

Method used

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  • Related method and device for information interaction based on pos machine
  • Related method and device for information interaction based on pos machine
  • Related method and device for information interaction based on pos machine

Examples

Experimental program
Comparison scheme
Effect test

Embodiment 1

[0048] Please refer to figure 1 , this embodiment provides a mobile payment device, including a first input device 101 , a memory 102 , a light emitting device 103 and a processor 104 .

[0049] The first input device 101 is used for obtaining an operation instruction input by a user. The memory 102 stores user account information, and the user account information may be pre-stored in the memory 102 . The processor 104 is respectively connected to the first input device 101, the memory 102, and the light emitting device 103. The processor 104 responds to the operation instruction received by the first input device 101, acquires user account information from the memory 102 and processes it, and adopts the processed user account information. The account information controls the light emitting device 103 to emit light signals.

[0050] In a specific embodiment, processing the user account information by the processor 104 includes encrypting and / or encoding the user account info...

Embodiment 2

[0059] Please refer to figure 2 , based on the mobile payment device provided in the first embodiment above, this embodiment provides a corresponding method for a mobile payment device to transmit user account information, including the following steps:

[0060] Step 201: The first input device receives an operation instruction input by a user. In another embodiment, the operation instruction can also be sent by the POS machine, and the POS machine can transmit the operation instruction through optical signal, sound wave or wireless signal. The POS machine transmits operation instructions through wireless signals, including transmitting operation instructions through radio frequency, bluetooth or Wi-Fi. The first input device is a communication module for receiving operation instructions sent from the POS machine, and the communication module can be a Bluetooth module, a radio frequency module, a Wi-Fi module or an infrared module.

[0061] Step 202: The processor reads pre...

Embodiment 3

[0068] Please refer to image 3 and Figure 4 , this embodiment provides a POS machine, including a housing 301 , a payment center access device 303 , a second input device 304 , a light receiving device 305 and a POS machine processor 306 .

[0069] The casing 301 is provided with a light-transmitting hole 302 , and the light-transmitting hole 302 is a signal receiving hole. The payment center access device 303 is arranged inside or outside the casing 301, and is used to communicate with the payment center in a wireless or wired manner. The second input device 304 is disposed on the surface of the casing 301 for providing an input interface. The light receiving device 305 is arranged inside the housing 301, and the light receiving surface of the light receiving device 305 is exposed from the light transmission hole 302 of the housing 301, and is used to receive an optical signal and convert the optical signal into an electrical signal for output. The light-receiving surfac...

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PUM

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Abstract

The invention provides a method and device for carrying out information interaction based on a POS machine. After a mobile payment device obtains an operational order, the mobile payment device sends a signal carrying user account information to the POS machine; after receiving the signal, the POS machine carries out conversion on the signal; and finally, the user account information is obtained through processing, and thus the payment operation is finished. With the information interaction method, the inconvenience caused by carrying a bank card is avoided, and the card swiping step is also omitted, so that the payment operation is allowed to be done more conveniently.

Description

technical field [0001] This application relates to related methods and devices for payment based on POS machines, in particular to a mobile payment device, a method for transmitting user account information by a mobile payment device, a POS machine, a method for obtaining user account information based on a POS machine, and a method for obtaining user account information based on a POS machine. A method for information interaction and a system for payment based on a POS machine. Background technique [0002] In the UnionPay payment system, usually by swiping various bank cards with payment functions (such as debit cards or credit cards, etc.) on the POS (point of sales) machine, the POS machine obtains The user's bank card information, and then requires the user to enter the password on the POS machine, and then the POS machine communicates with the banking system to complete the payment. To pay by swiping a card through a POS machine, the user must carry the bank card with...

Claims

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Application Information

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Patent Type & Authority Patents(China)
IPC IPC(8): G06Q20/20G06Q20/30G07G1/14H04L9/32
CPCG06Q20/18G06Q20/20G07G1/14
Inventor 不公告发明人
Owner KUANG CHI INTELLIGENT PHOTONIC TECH
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