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Management system of evaluation, mortgage, loan and tax for housing transaction

A management system and housing technology, applied in the fields of mortgage, housing sales evaluation, loan and tax management system, can solve the problems of bank loan bad debt risk, transaction information asymmetry, etc., to enhance tax collection, reduce loan risk, improve The effect of work efficiency

Inactive Publication Date: 2010-12-22
成都诚科信知识产权运营有限公司
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  • Abstract
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  • Claims
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Problems solved by technology

[0004] The present invention designs a house trading evaluation, mortgage, loan and tax management system. The technical problem it solves is that the existing house purchase requires house buyers to handle various businesses ite

Method used

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  • Management system of evaluation, mortgage, loan and tax for housing transaction
  • Management system of evaluation, mortgage, loan and tax for housing transaction

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Embodiment Construction

[0017] Combine below figure 1 , the present invention is further described:

[0018] An evaluation, mortgage, loan and tax management system for house sales, mainly including an information input device, a bank's initial evaluation device, a property rights delivery system, and a tax collection system for the tax bureau. Banks or guarantee companies or housing intermediaries input house purchase and sale information The above-mentioned information input device, after the information is input, the information of the house buyer and the house seller is reviewed through the verification of identity and property rights information;

[0019] The approved information is transmitted to the bank's initial evaluation device, and the bank's initial evaluation device reads the house, the buyer's enterprise information, Credit information, social security information and tax payment information;

[0020] The bank's initial evaluation device obtains the housing market valuation P based o...

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Abstract

The invention relates to a management system of evaluation, mortgage, loan and tax for a housing transaction. The system mainly comprises an information input device, an initial bank evaluation device, an ownership delivery system and a tax bureau tax collection system. After information of a house buyer and a house seller in the housing transaction is input and identity and ownership information thereof are verified, a bank analyzes, evaluates and calculates a housing loan amount through the management system to perform initial evaluation; evaluation information is verified through a bank verification module; and after the verification is passed, a bank loan is issued and housing transaction information is fed back to a house management center and a tax bureau through a network, so that the buyer and the seller transact rapidly. Simultaneously, the system has the advantages of improving the work efficiency of each administration department, lowering the risk of bank loan, greatly saving transaction cost, greatly lowering transaction risk and increasing the tax collection degree of a tax department.

Description

technical field [0001] The invention relates to an evaluation, mortgage, loan and taxation management system for house sales. Background technique [0002] At present, housing sales have become an important part of social and economic activities. There are hundreds of thousands of new and second-hand housing transactions across the country every year, and housing transactions have become an important part of social activities. However, there are many procedures involved in buying a new or second-hand house in China, such as personal credit system, personal loan qualification information, house transfer at the housing management center, and bank loan business. The above-mentioned information is numerous and is managed by different departments. Therefore, the house buyer needs to handle it item by item, which will require a lot of time, manpower and material resources. This will affect the efficiency and expenditure of house buyers, which is not conducive to the active real ...

Claims

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Application Information

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IPC IPC(8): G06Q10/00G06Q50/00G06Q50/16
Inventor 邢智林
Owner 成都诚科信知识产权运营有限公司
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