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Terminal for realizing purse payment and method for realizing terminal payment

A wallet and terminal technology, applied in the field of communication, can solve the problems that mobile operators have little benefit, have not yet been raised, and the degree of participation of mobile operators is not high, so as to achieve the effect of enhancing the initiative

Inactive Publication Date: 2009-12-23
ZTE CORP
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  • Summary
  • Abstract
  • Description
  • Claims
  • Application Information

AI Technical Summary

Problems solved by technology

[0008] However, in this mobile wallet implementation scheme, the smart card has no direct connection with the mobile phone, and the mobile operator does not have a high degree of participation in the mobile payment industry chain, and cannot effectively control the industry chain, thus making the mobile operator little benefit
[0009] At present, no technical solution to this problem has been proposed

Method used

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  • Terminal for realizing purse payment and method for realizing terminal payment
  • Terminal for realizing purse payment and method for realizing terminal payment
  • Terminal for realizing purse payment and method for realizing terminal payment

Examples

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Embodiment Construction

[0029] Device embodiment

[0030] In this embodiment, a terminal for implementing wallet payment is provided.

[0031] Such as figure 1 As shown, the terminal for realizing wallet payment according to this embodiment includes: a wallet account management module 102, which is used to store the user's account data; The account data is processed; the wallet payment processing module 106 is used to process the stored account data under the control of the wallet application module.

[0032] In addition, the terminal may further include: an application management module 108, configured to provide an application management interface to an external system to manage the wallet application module.

[0033] Wherein, the management of the wallet application module 104 by the application management module 108 may include at least one of the following: updating, loading, and uninstalling.

[0034] Moreover, the application management module 108 can be further used to authenticate the app...

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Abstract

The invention discloses a terminal for realizing purse payment and a method for realizing terminal payment, wherein the terminal comprises a purse account management module, a purse application module and a purse payment processing module, wherein the purse account management module is used for storing the account data of a user; the purse application module is used for controlling the purse payment processing module to process the stored account data according the operation of the user; and the purse payment processing module is used for processing the stored account data under the control of the purse application module. The application of the invention can solve the problem of weak control force in a mobile payment industry chain of a mobile phone operator, thereby enhancing the initiative of the mobile phone operator having a mobile phone smart card property right in the mobile payment industry chain.

Description

technical field [0001] The present invention relates to the communication field, and in particular, to a terminal for realizing wallet payment and a method for realizing terminal payment. Background technique [0002] Mobile wallet is a mobile payment service through mobile phones. Mobile wallets provide mobile payment channel services for customers with mobile phones anytime, anywhere by binding customers' mobile phone numbers with bank cards and other payment accounts. [0003] Mobile payment refers to the transaction of certain goods or services between the two parties through mobile devices, and the mobile terminal used can be a mobile phone. [0004] According to different payment methods, mobile payment can be divided into different types. From the physical location of service provision and payment, mobile payment can be divided into remote payment and on-site payment; from the perspective of whether network support is required for payment account deduction, mobile p...

Claims

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Application Information

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Patent Type & Authority Applications(China)
IPC IPC(8): G07F19/00G07F7/08H04W8/24H04W88/02
Inventor 侯仕东胡志尧黄锐刘锋
Owner ZTE CORP
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