Telecommunication user business account automatic value-charging method and system

A telecommunications system and telecommunications business technology, applied in the field of communications, can solve problems such as network anomalies, high maintenance costs, and inability to receive user business usage fees immediately, so as to achieve the effect of being convenient to use and avoiding manual recharging

Inactive Publication Date: 2006-10-25
HUAWEI TECH CO LTD
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  • Summary
  • Abstract
  • Description
  • Claims
  • Application Information

AI Technical Summary

Problems solved by technology

[0010] For the operator, the disadvantage is that the user can only get the fee after the communication is completed, so it may happen that the user's financial account has been frozen (for example, the user has instructed the bank to freeze or deactivate the financial account), or the network connected to the financial system An exception prevented the payment from the user's financial account
And because it needs to be connected to the financial system frequently, there are high requirements for security and stability, and the maintenance cost is bound to be high
[0011] From the above point of view, the current payment method for telecom service usage fees either requires users to buy a card to recharge manually, which is inconvenient, or the operator cannot receive the user's service usage fee immediately, or may not be able to collect the fee after the user's service is used. Case

Method used

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  • Telecommunication user business account automatic value-charging method and system
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  • Telecommunication user business account automatic value-charging method and system

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Embodiment Construction

[0032] The main principle of the present invention is: to automatically detect the usage of the business account provided by the operator to the user, and when it is detected that the balance of the business account is insufficient due to the use of the corresponding business by the user, the financial account provided by the financial system specified in advance by the user is automatically collected A certain amount of money is transferred to said business account, so that the business account has enough money to continue the subsequent communication or call. Referring to the accompanying drawings, the present invention will be described in detail below.

[0033] see figure 1 The flow chart of the automatic recharging of the user's telecommunications service account in the present invention is shown in detail below.

[0034] In advance, operators providing telecommunication services need to allocate different service accounts to different users. Wherein, one same service a...

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Abstract

Operation manager of providing telecom service assigns user a service account. The method establishes relation between finance account signed to finance system by user and the service account. Under certain condition, telecom system checks fee in user's service account. When determining fund in the service account is insufficient, building connection to finance system, telecom system transfers certain amount money in the finance account to the service account. The invention also discloses system for automatic adding value to service account of telecom user. Advantages are: user does not need to buy card for adding value, and operation manager can receive user charge in time.

Description

technical field [0001] The invention relates to the technical field of communication, in particular to a method and a system for automatically recharging a service account of a telecommunication user. Background technique [0002] With the rapid development of the telecommunication system, it is inevitable to require more flexible payment methods for service usage fees (such as communication fees such as telephone calls and Internet access) provided by operators. Also, requiring payment methods for service usage fees should be beneficial to both users and operators. In the current telecommunication system, in terms of service fee payment methods, it mainly includes prepaid service (PPS), postpaid service (POS), and immediate payment service (HOT-BILLING). The following is an introduction: [0003] Prepaid service (PPS), the user pays a certain fee to the operator in advance before using the service. For example, PPS card services (such as 201 cards, long-distance calling ...

Claims

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Application Information

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Patent Type & Authority Applications(China)
IPC IPC(8): H04M17/00G07F19/00
CPCH04M17/00H04M17/201H04M2017/22
Inventor 拉胡尔
Owner HUAWEI TECH CO LTD
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