Personal or group insurance configuration data processing method and device, equipment and medium

Abstract

The invention discloses a personal or group insurance configuration data processing method and device, electronic equipment and a computer readable storage medium. The personal or group insurance configuration data processing method is applied to the electronic equipment, and comprises the following steps: acquiring insurance configuration data and risk occurrence probability data; constructing insurance configuration basic data in combination with the insurance configuration data and the risk occurrence probability data; collecting product data of the insured insurance of the consumer and consumer basic information; and according to the product data and the consumer basic information, performing adaptation in the insurance configuration basic data to generate an insurance configuration difference evaluation report of the consumer. According to the insurance configuration item information of the consumer and the existing insurance product, the consumer can clearly know whether the purchased insurance product is completely configured, so that the effectiveness of purchasing the insurance by the consumer is improved.

Description

technical field [0001] The present invention relates to the technical field of data processing, and in particular to a data processing method, device, electronic device and computer-readable storage medium for personal or group insurance configuration data. Background technique [0002] With the improvement of people's material living standards, more and more people have begun to purchase insurance products for themselves, their relatives or work team members based on their own risk considerations in all aspects of work and life. At present, the more conventional insurance product transaction method is that insurance salespersons contact consumers (representatives of individuals or groups who need to purchase insurance products), and communicate with consumers face to face or remotely to promote the actual sales of insurance in the market according to their actual conditions. product. [0003] In this way, on the one hand, for insurance salespersons, because insurance sales...

AI Technical Summary

Problems solved by technology

[0004] In addition, the way consumers form information on insurance allocation differences by combining existing insurance products on the market with their own or group's actual situation is usually due to the difference in the degree of understanding between individuals and the professional level of insurance companies and insurance allocation rules. , it is very easy to lead to the risk of unprofessional and incomplete insurance allocation difference information formed in the end

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