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E-commerce platform authentication method and device, computer equipment and storage medium

An e-commerce platform and authentication method technology, which are applied in the fields of information auditing methods and devices, computer equipment and storage media, can solve problems such as a large number of manual subjective judgments, long auditing time, and inability to effectively guarantee security, so as to reduce risks and increase The effect of manual intervention to ensure safety

Pending Publication Date: 2019-10-11
PINGAN PUHUI ENTERPRISE MANAGEMENT CO LTD
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  • Summary
  • Abstract
  • Description
  • Claims
  • Application Information

AI Technical Summary

Problems solved by technology

[0002] With the rise of e-commerce, more and more merchants choose to live in e-commerce platforms to sell their products online. At present, the e-commerce platforms on the market have too many manual review processes, and the period from registration to actual use of merchants is as long as several It took several months to review, not only took a long time to review, but also required a lot of manual subjective judgments during the review process, and the safety could not be effectively guaranteed

Method used

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  • E-commerce platform authentication method and device, computer equipment and storage medium
  • E-commerce platform authentication method and device, computer equipment and storage medium
  • E-commerce platform authentication method and device, computer equipment and storage medium

Examples

Experimental program
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Embodiment 1

[0045] see figure 1 , a kind of e-commerce platform authentication method of the present embodiment, comprises the following steps:

[0046]A kind of e-commerce platform authentication method of the present embodiment, comprises the following steps:

[0047] Step 01, obtain the pending merchant information uploaded by the merchant terminal;

[0048] Step 02, step 02, based on the merchant information, query and collect the merchant's risk control data, credit data and other data related to the merchant, and respectively based on the risk control data, the credit data and the other data Obtain the merchant's risk control score, credit score and other scores;

[0049] In Step 02, based on the merchant information, merchant-related data can be queried and collected from their respective data sources by invoking the risk control system, credit information system, and big data analysis system. , Zhima Credit, Tianyancha, etc.), the merchant’s risk control system data can come fr...

Embodiment 2

[0061] read on figure 2 , showing an e-commerce platform authentication device, in this embodiment, the e-commerce platform authentication device 10 may include or be divided into one or more program modules, one or more program modules are stored in a storage medium, And be executed by one or more processors, to complete the present invention, and can realize the above-mentioned e-commerce platform authentication method. The program module referred to in the present invention refers to a series of computer program instruction segments capable of completing specific functions, which is more suitable than the program itself to describe the execution process of the e-commerce platform authentication device 10 in the storage medium. The following description will specifically introduce the functions of each program module of the present embodiment:

[0062] see figure 2 , an e-commerce platform authentication device of the present embodiment, comprising:

[0063] The merchan...

Embodiment 3

[0080] This embodiment also provides a computer device, such as a smart phone, a tablet computer, a notebook computer, a desktop computer, a rack server, a blade server, a tower server, or a cabinet server (including an independent server, or A server cluster composed of multiple servers), etc. The computer device 20 of this embodiment at least includes but is not limited to: a memory 21 and a processor 22 that can communicate with each other through a system bus, such as image 3 shown. It should be pointed out that, image 3 Only computer device 20 is shown having components 21-22, but it should be understood that implementing all of the illustrated components is not a requirement and that more or fewer components may instead be implemented.

[0081] In this embodiment, the memory 21 (that is, a readable storage medium) includes a flash memory, a hard disk, a multimedia card, a card-type memory (for example, SD or DX memory, etc.), a random access memory (RAM), a static ra...

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Abstract

The invention provides an e-commerce platform authentication method and device, computer equipment and a storage medium. The method comprises steps of based on network-accessing merchant information,collecting risk control data, credit investigation data and other data of network-accessing merchants; scoring the risk control data, the credit investigation data and other data; determining a totalscore of the merchant according to a preset weight; judging whether the merchant passes auditing or not according to the total score of the merchant; meanwhile, according to a total scoring result, adding manual intervention in proper links to reduce risks, so that full automation and docking process standardization of merchant access auditing are achieved, merchant access can be reduced to be within 24 hours from several weeks, half an hour access can be achieved at the soonest, and therefore the merchant docking difficulty is lowered on the premise that the merchant access auditing safety isguaranteed.

Description

technical field [0001] The invention relates to the technical field of information processing, in particular to an information review method and device, computer equipment and a storage medium. Background technique [0002] With the rise of e-commerce, more and more merchants choose to live in e-commerce platforms to sell their products online. At present, the e-commerce platforms on the market have too many manual review processes, and the period from registration to actual use of merchants is as long as several It takes several months, not only the review takes a long time, but also requires a lot of manual subjective judgments during the review process, and the security cannot be effectively guaranteed. Contents of the invention [0003] The object of the present invention is to provide a management method, device, computer equipment and storage medium of an e-commerce platform, which are used to solve the problems existing in the prior art. [0004] In order to achiev...

Claims

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Application Information

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Patent Type & Authority Applications(China)
IPC IPC(8): G06Q30/00G06Q30/06
CPCG06Q30/018G06Q30/0609
Inventor 金磊刘元勋
Owner PINGAN PUHUI ENTERPRISE MANAGEMENT CO LTD
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