Credit payment method, system and device suitable for medical treatment and readable medium

Abstract

The invention provides a credit payment method, system and device suitable for medical treatment and a readable medium suitable, and is characterized in that the credit payment method suitable for medical treatment specifically comprises the following steps: a patient applies for medical credit before diagnosis, fills in authentication information, and binds a credit card; the credit payment system of the hospital carries out comprehensive credit scoring according to the authentication information and the credit card information and judges whether a credit granting condition is met; calculating a pre-authorized credit medical consumption limit after the credit granting is met; freezing credit card credit amount of the patient according to the pre-authorized credit medical consumption limit; and when the patient is seeing the doctor, the medical insurance part performs real-time settlement, and the self-fee part unfreezes the credit card credit amount of the patient through the credit payment system of the hospital to perform payment. Through the method provided by the invention, credit medical treatment of complete first diagnosis and second payment is realized, an integrity doctor-patient relationship is established, a medical treatment payment process is reduced, queuing congestion is reduced, and the medical treatment efficiency is improved.

Description

technical field [0001] The invention relates to the technical field of medical information, in particular to a method, device and readable medium suitable for medical credit payment. Background technique [0002] "Difficult to see a doctor, expensive to see a doctor" is a topic of people's livelihood that the whole society is very concerned about. The traditional medical treatment mode is usually registration, diagnosis, treatment, medicine, etc., and the above-mentioned links must pay related fees. Most of the existing hospitals use the following two modes of payment. One is the prepayment mode, that is, it is necessary to ensure that there is sufficient amount in each link. When the amount is insufficient, it is necessary to recharge the prepayment before proceeding to the next link; the other is the direct payment mode, where you pay directly at each link, and you can leave the hospital after settlement. In 2013, the Ministry of Health implemented the system of "Pay a...

AI Technical Summary

Problems solved by technology

[0003] However, the self-pay part still needs to be paid through the above two methods, and the hospital discharge payment cannot be fully realized

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