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Internet financial risk control system with child-mother type double-key verification

A risk control, Internet technology, applied in the field of Internet finance, can solve the problems of transaction completion, property loss, etc., to prevent financial fraud and achieve the effect of risk management and control

Pending Publication Date: 2019-07-12
山东经贸职业学院
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  • Summary
  • Abstract
  • Description
  • Claims
  • Application Information

AI Technical Summary

Problems solved by technology

When people's information is leaked, when the two parties pay for the transaction, the password and SMS verification used by the cheated party are all on the cheated party's side, so it is very easy to complete the transaction and cause property loss, so there is a major financial risk

Method used

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  • Internet financial risk control system with child-mother type double-key verification

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Embodiment Construction

[0026] The present invention will be described in detail below in conjunction with the accompanying drawings and specific embodiments, wherein the schematic embodiments and descriptions are only used to explain the present invention, but are not intended to limit the present invention.

[0027] Such as figure 1 As shown, a kind of Internet financial risk control system with parent-child dual-key verification described in this specific implementation mode adopts the following steps:

[0028] Step 1: In online transactions, the subject of the transaction account registers with the real name of the identity information, and the mobile phone account is the transaction payment sub-account, and the digital password and fingerprint password are set to form the payment private key; and the registration of the associated account is required, and the associated account is the mobile phone account. Registration, the verification code received by the mobile phone account is the payment ma...

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Abstract

The invention relates to the technical field of internet finance, in particular to an internet financial risk control system. The following steps are adopted: 1, in a network transaction, a transaction account main body adopts identity information real-name registration, a mobile phone account is a transaction payment sub-account, and a digital password and a fingerprint password are set to form apayment private key; an associated account is required to be registered, the associated account takes a mobile phone account as registration, and a verification code received by the mobile phone account is a payment mother key; 2, after the network transaction is completed, for an initial transaction account, a payment platform is entered firstly when strange account electronic payment is carriedout, and face appearance and fingerprint verification is carried out; according to the invention, by setting double associated accounts and combining private key payment and mother key payment, the linkage of three parties for strange accounts is realized, and the payment risk is minimized, so that financial fraud, network fraud and the like are effectively prevented, and the risk management andcontrol of financial payment are realized.

Description

[0001] 【Technical field】 [0002] The invention relates to the technical field of Internet finance, in particular to an Internet financial risk control system with dual-key verification of mother-child type. [0003] 【Background technique】 [0004] Internet finance refers to a new financial business model in which traditional financial institutions and Internet companies use Internet technology and information communication technology to realize financial integration, payment, investment and information intermediary services. Internet finance is not a simple combination of the Internet and the financial industry, but a new model and a new model that is naturally produced to meet new needs after being familiar with and accepted by users, especially e-commerce, on the level of network technology such as security and mobile. new business. It is an emerging field combining the traditional financial industry with Internet technology. [0005] Internet finance is an organic combina...

Claims

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Application Information

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Patent Type & Authority Applications(China)
IPC IPC(8): G06Q40/06G06Q40/02G06F21/32G06F21/46
CPCG06Q40/06G06F21/32G06F21/46G06Q40/03
Inventor 宋学林
Owner 山东经贸职业学院
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