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Risk assessment method, apparatus, computer device and storage medium

A technology of risk assessment and computer program, applied in the computer field, can solve the problems of low efficiency and time-consuming risk assessment

Pending Publication Date: 2019-03-22
PING AN INT FINANCIAL LEASING CO LTD
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Problems solved by technology

[0003] In general, corresponding risk analysis is required for the leasing business initiated by users. Since the analysis involves different dimensions, different review roles are required for review. Therefore, it is necessary to gather different reviewers offline for discussion. Finally, the results of the risk analysis are obtained based on the discussion results, resulting in a lot of time-consuming and low risk assessment efficiency

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  • Risk assessment method, apparatus, computer device and storage medium
  • Risk assessment method, apparatus, computer device and storage medium
  • Risk assessment method, apparatus, computer device and storage medium

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Embodiment Construction

[0049] In order to make the purpose, technical solution and advantages of the present application clearer, the present application will be further described in detail below in conjunction with the accompanying drawings and embodiments. It should be understood that the specific embodiments described here are only used to explain the present application, and are not intended to limit the present application.

[0050] The risk assessment method provided by this application can be applied to such as figure 1 shown in the application environment. Wherein, the user terminal 102, the risk assessment platform 104 and the first review terminal 106 communicate through the network. The risk assessment platform 104 can receive the items to be audited sent by the user terminal 102, send the indicators to be audited carried by the items to be audited to the first audit terminal 106, and receive the indicators corresponding to the indicators to be audited returned by the first audit termina...

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Abstract

The present application relates to data analysis in the field of big data, in particular to risk management in relational network analysis, i.e., a risk assessment method, apparatus, computer device and storage medium. The method comprises the following steps: receiving items to be audited, wherein the items to be audited carry indicators to be audited; Sending the index to be audited to the corresponding first auditing terminal, and receiving the index score corresponding to the index to be audited returned by the first auditing terminal; The index score is standardized, and the standardizedindex score is inputted to the scoring model to calculate the total index score corresponding to the first audit terminal; Acquiring audit rights corresponding to the first audit terminal, and selecting audit weights corresponding to the audit rights; The total risk score is calculated according to the audit weight and the total index score, and the risk assessment report is generated according tothe total risk score. The method can improve the efficiency of risk assessment.

Description

technical field [0001] The present application relates to the field of computer technology, in particular to a risk assessment method, device, computer equipment and storage medium. Background technique [0002] With the increasing use of the Internet, more and more industries are handling related business online. For example, users can handle corresponding leasing business online, such as leasing equipment. [0003] In general, corresponding risk analysis is required for the leasing business initiated by users. Since the analysis involves different dimensions, different review roles are required for review. Therefore, it is necessary to gather different reviewers offline for discussion. Finally, the results of the risk analysis are obtained based on the discussion results, resulting in a lot of time-consuming and low risk assessment efficiency. Contents of the invention [0004] Based on this, it is necessary to provide a risk control evaluation method, device, computer ...

Claims

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Application Information

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IPC IPC(8): G06Q10/06G06Q30/06
CPCG06Q10/0635G06Q30/0645
Inventor 刘晓峰赵艳丽王俊男陈玉娟
Owner PING AN INT FINANCIAL LEASING CO LTD
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