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Method and device for preventing and controlling account take-over fraud risk

An account and risk technology, applied in data processing applications, protocol authorization, finance, etc., can solve problems such as inapplicability

Active Publication Date: 2018-12-21
ADVANCED NEW TECH CO LTD
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  • Summary
  • Abstract
  • Description
  • Claims
  • Application Information

AI Technical Summary

Problems solved by technology

It is used to prevent and control the risk of account theft in the field of information security, and may not be applicable to the field of payment

Method used

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  • Method and device for preventing and controlling account take-over fraud risk
  • Method and device for preventing and controlling account take-over fraud risk
  • Method and device for preventing and controlling account take-over fraud risk

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Embodiment Construction

[0085] In order to enable those skilled in the art to better understand the technical solutions in the present application, the technical solutions in the embodiments of the present application will be clearly and completely described below in conjunction with the drawings in the embodiments of the present application. Obviously, the described The embodiments are only some of the embodiments of the present application, but not all of them. Based on the embodiments in this application, all other embodiments obtained by persons of ordinary skill in the art without creative efforts shall fall within the scope of protection of this application.

[0086] Nowadays, more and more users use the Internet for transactions, and people can shop or make other consumption through Internet trading platforms. When using the trading platform, the user needs to register an account, which may be bound to some related accounts used to pay the consumption amount, such as: bank card, credit card, A...

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PUM

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Abstract

The application provides a method and device for preventing and controlling an account take-over fraud risk. The method comprises: a transaction request is obtained, wherein the transaction request includes transaction information; a transaction feature corresponding to the transaction information is determined by responding to the transaction request; according to the transaction feature, a risklevel corresponding to the transaction information is determined by using a risk identification model policy, wherein the risk identification model policy includes a risk identification policy and a risk identification model assembly and the risk identification model assembly is obtained by training based on a corresponding relationship between transaction features of a plurality of pieces of historical user transaction information and risk levels of the historical user transaction information. Therefore, the intelligent risk prevention and control function of the account take-over fraud is realized; and thus the risk prevention and control of the transaction account take-over fraud in the payment field is realized.

Description

technical field [0001] The present application belongs to the technical field of risk control, and in particular relates to a method and device for preventing and controlling the risk of account theft. Background technique [0002] With the development and progress of science and technology, more and more users use the Internet for learning, socializing, shopping and other activities. When users use the Internet for learning, socializing, shopping and other activities, they may need to register their own accounts. If the account is maliciously stolen by others, it may bring relatively large losses to the user. Therefore, the risk prevention and control of account theft is a comparative important research topics. [0003] In the prior art, the risk prevention and control of account misappropriation is mainly applied in the field of information security, and there is no effective method for the risk prevention and control of account misappropriation in the payment field. One...

Claims

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Application Information

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Patent Type & Authority Applications(China)
IPC IPC(8): G06Q20/40G06Q40/04
CPCG06Q20/4016G06Q40/04
Inventor 薛琼
Owner ADVANCED NEW TECH CO LTD
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