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Card returning method, card returning terminal, mobile network operation terminal and refunding terminal

A mobile network and card return technology, applied in the field of communication, can solve the problem of inability to return the balance deposit in the card, etc., to improve the card return experience, facilitate the card return operation, and ensure the correctness.

Inactive Publication Date: 2018-01-09
CHINA UNITED NETWORK COMM GRP CO LTD
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  • Summary
  • Abstract
  • Description
  • Claims
  • Application Information

AI Technical Summary

Problems solved by technology

And if it is a lost bus card, the balance in the card and the related deposit cannot be refunded

Method used

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  • Card returning method, card returning terminal, mobile network operation terminal and refunding terminal
  • Card returning method, card returning terminal, mobile network operation terminal and refunding terminal
  • Card returning method, card returning terminal, mobile network operation terminal and refunding terminal

Examples

Experimental program
Comparison scheme
Effect test

Embodiment 1

[0061] This embodiment provides a method for returning a card, such as figure 1 , figure 2 with image 3 shown, including:

[0062] Step S101: Receive the user's card return application. The card return application includes the identification information of the user.

[0063] Wherein, the user's identity identification information is valid identity information provided by the user when creating a card, such as ID card number or passport number and other unique valid identity information of the user. That is, the user will create a card generation message when creating a card. The card generation message includes the new card number of the card, the user's identification information and the card status information; the card number and the user's identification information uniquely correspond; Status information is OK.

[0064] Step S102: Verifying the user's identification information and card status information.

[0065] This step specifically includes: Step S1021: Veri...

Embodiment 2

[0077] This embodiment provides a method for returning a card, such as Figure 4 shown, including:

[0078] Step S201: Receive the user identity verification request sent by the card withdrawal terminal. The user authentication request includes the user's identification information.

[0079] Step S202: Check the consistency between the user's identity information in the user identity verification request and the pre-stored user's identity information.

[0080] When the verification is passed, that is, when the user's identification information in the user identification verification request is consistent with the pre-stored user identification information, perform step S203: send the user's identification information and mobile terminal number to the card return terminal. When the verification fails, execute step S204: reject the card return application.

[0081] The card return method performs secondary verification on the user's identity through the mobile network operato...

Embodiment 3

[0083] This embodiment provides a method for returning a card, such as Figure 5 shown, including:

[0084] Step S301: Receive the user's mobile terminal verification request sent by the card withdrawal terminal. The mobile terminal verification request includes the user's mobile terminal number.

[0085] Step S302: Check whether the mobile terminal number in the mobile terminal verification request is the mobile terminal number returned to the card return terminal when the mobile network operator passes the user identity verification.

[0086] When the verification result is yes, execute step S303: return the mobile terminal number to the card return terminal, and receive the refund request message sent by the card return terminal. The refund request message includes the user's mobile terminal number and the refund amount.

[0087] Then step S304 is executed: returning the balance in the card to the user's mobile terminal, and sending a refund success message to the card r...

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Abstract

The invention provides a card returning method, a card returning terminal, a mobile network operation terminal and a refunding terminal. The card returning method includes the steps that a card returning application of a user is received, wherein the card returning application comprises identity identifying information of the user; the identity identifying information of the user and the state information of a card are verified; according to the verified result, a refunding request is sent, refunding result information is received, and the state information of the card is updated. According tothe card returning method, the identity identifying information of the card-returning user is verified by integrating the mobile network operation terminal and the refunding terminal in a boundary-crossing mode, and automatic card returning and automatic refunding are completed online through a mobile terminal and a refunding terminal; the user returns cards without going up to specific sites, online operation is carried out only through the mobile terminal, card returning can be achieved, card returning operation of the user is greatly convenient accordingly, and card returning experiences of the user are improved.

Description

technical field [0001] The present invention relates to the field of communication technology, in particular to a card refund method, a card refund terminal, a mobile network operator terminal and a refund terminal. Background technique [0002] At present, IC cards are used in many occasions, such as bus cards, consumer entertainment cards, etc., which are generally used by users after purchasing at the card point. However, when the card is damaged or lost and cannot be used normally and needs to be returned, the user The remaining balance in the card (including the card deposit) can only be obtained at the card application point or a specific card return point for processing, which is extremely inconvenient for users and the user experience effect is very poor. [0003] Taking the bus card as an example, when the card is damaged, degaussed, etc. and cannot be read and used normally, the user can only go to the designated return point. If it is a bus card that can fully rea...

Claims

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Application Information

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IPC IPC(8): G07F7/08G06Q20/40
Inventor 李娜
Owner CHINA UNITED NETWORK COMM GRP CO LTD
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