Online-offline membership card payment method, online payment method and system

Abstract

The invention discloses an online-offline membership card payment method, online payment method and system. According to the invention, user self-service card activation, cell phone quick fee charge and cell phone quick loss report realized and a consumption method that a virtual membership card and an entity card share balance is achieved. A vending machine can choose a corresponding payment method according to that whether the vending machine is online or not, so that great convenience is made for consumers.

Description

technical field [0001] The invention relates to the field of Internet e-commerce, in particular to a member card payment method and system combining online and offline. Background technique [0002] The development of e-commerce is a product of the era of Internet society. With the rapid development of IT technology in our country, the connection between e-commerce and IT technology is getting closer and closer, which has promoted the rise of vending machines in China. With the continuous development of IT technology, a large number of vending machines have appeared in people's lives, which greatly facilitates people's lives, speeds up the pace of life, and makes people's lifestyles more convenient. Domestic merchants have also followed this trend, stepped up the connection between sales methods and vending machines, and launched smart vending machine sales models one after another. With the momentum of mobile payment, especially the development of O2O, the influx of a lar...

AI Technical Summary

Problems solved by technology

[0003] Due to different regions and different network conditions, there are still some problems that affect our normal consumption in card consumption: when members consume with cards, when the current vending machine is offline due to network and other reasons, the online membership card held by consumers cannot be used. Purchase of goods, and other payment methods such as online payment cannot be used for purchase

Like the UnionPay QuickPass card, when paying with an online card, it needs the vending machine to be online. If it is not online, it cannot be used. The online membership card also has inconvenient recharge, inconvenient card issuance (opening) and inconvenient report of loss; offline Membership cards can be traded online without vending machines, but offline cards also have inconvenient issues such as card issuance, recharge, and loss reporting.

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