Health status analysis method and server of insured customers

A technology of health status and analysis methods, applied in health index calculations, instruments, data processing applications, etc., can solve problems such as manpower, material resources, and low accuracy

Active Publication Date: 2021-04-20
PING AN TECH (SHENZHEN) CO LTD
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  • Summary
  • Abstract
  • Description
  • Claims
  • Application Information

AI Technical Summary

Problems solved by technology

This manual risk assessment method has high requirements on the professionalism of the analyst's risk analysis, and the accuracy of this method is usually very low, requiring a lot of manpower and material resources

Method used

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  • Health status analysis method and server of insured customers
  • Health status analysis method and server of insured customers
  • Health status analysis method and server of insured customers

Examples

Experimental program
Comparison scheme
Effect test

Embodiment Construction

[0052] refer to figure 1 Shown is the hardware environment diagram of the first embodiment of the system for analyzing the health status of insurance applicants in the present invention.

[0053]The health status analysis system 2 of insurance applicants described in this embodiment can be installed and run on a server 1 . The server 1 can communicate with at least one terminal device 3 through a communication module (not shown), and the terminal device 3 can be a personal computer, a smart phone, a tablet computer and the like. The terminal device 3 includes an input device 30 and a display device 31 .

[0054] The server 1 may include a processor and a storage device (not shown). The processor is the computing core (Core Unit) and control core (Control Unit) of the server 1, and is used for interpreting computer instructions and processing data in computer software. The storage device may be one or more non-volatile storage units, such as ROM, EPROM, or Flash Memory (flas...

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PUM

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Abstract

A method for analyzing the health status of an insured customer, comprising: obtaining preset type data of a plurality of insured customers, and generating a health risk level analysis model based on the preset type data of the insured customer according to preset model generation rules ; When receiving a health risk level analysis instruction for a customer to be insured, receive the customer's insurance data; obtain preset type data from the customer's insurance data as health risk data, and determine the corresponding Risk factor data; and substituting the data corresponding to the risk factors corresponding to each preset type of data into the generated health risk level analysis model to analyze the health risk level corresponding to the customer. The present invention also provides a server suitable for the above method. The present invention can quickly assess the health risk level of the insured customer, avoiding the large amount of manpower and material resources consumed by traditional manual assessment.

Description

technical field [0001] The invention relates to the technical field of data analysis and evaluation, in particular to a method and server for analyzing the health status of insurance customers. Background technique [0002] At present, for a customer's life insurance application, risk assessors usually perform manual risk analysis on the customer's current insurance data according to preset evaluation rules. For example, in the preset evaluation rules, you can set the risk evaluation rules for the amount of claims. If a claimant has multiple claims events in which the amount of claims exceeds the threshold within the preset time, the analyst will list the claimant as a high Claims Risk Person. This manual risk assessment method has high requirements on the professionalism of the analyst's risk analysis, and the accuracy of this method is usually very low, requiring a lot of manpower and material resources. Contents of the invention [0003] In view of the above, it is ne...

Claims

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Application Information

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Patent Type & Authority Patents(China)
IPC IPC(8): G06Q40/08G16H50/30
CPCG06Q40/08
Inventor 王春亮蔡宁项同德钱慧敏
Owner PING AN TECH (SHENZHEN) CO LTD
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