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Internal fund transfer pricing method and apparatus

A pricing and capital technology, applied in finance, instruments, data processing applications, etc., can solve the problems of low computing efficiency, low adaptability, and high requirements for the basic operating environment, and achieve the effect of improving efficiency, reducing requirements, and reducing resources

Inactive Publication Date: 2016-11-16
北京福布罗科技有限公司
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  • Summary
  • Abstract
  • Description
  • Claims
  • Application Information

AI Technical Summary

Problems solved by technology

[0003] At this stage, the pricing technology under the application development language not only has high requirements for the basic operating environment, but also has low adaptability, and has the problem of low computing efficiency

Method used

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  • Internal fund transfer pricing method and apparatus
  • Internal fund transfer pricing method and apparatus
  • Internal fund transfer pricing method and apparatus

Examples

Experimental program
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no. 1 example

[0053] see image 3 , is the application provided by the preferred embodiment of the present invention figure 2 The flow chart of the internal funds transfer pricing method of the internal funds transfer pricing device 101 is shown. The following will be image 3 The specific process shown will be described in detail.

[0054] Step S101, acquire the account to be priced from the database.

[0055] The internal fund transfer pricing method provided by the embodiment of the present invention is used for performing transfer pricing on internal funds of a bank. Specifically, the server 300 of the bank is equipped with a database for storing all accounts, and each account includes basic account information, such as: account date of the account (such as the start and end date of the account), account type (such as the account is a state-owned enterprise account, private enterprise account or personal account, etc.) and some other relevant information.

[0056] When it is neces...

no. 2 example

[0067] see Figure 4 , is the application provided by the preferred embodiment of the present invention figure 2 The block schematic diagram of the device 101 for internal funds transfer pricing is shown. The internal funds transfer pricing device 101 includes an acquisition module 1011 , a classification module 1012 , an initial pricing module 1013 , a price adjustment module 1014 and a final pricing module 1015 .

[0068] Wherein, the obtaining module 1011 is used to obtain the account to be priced from the database, and the account to be priced includes the basic information of the account. The classification module 1012 is used to classify the account to be priced according to the basic account information such as the account date and account type of the account to be priced. The initial pricing module 1013 is used to price the classified accounts to be priced according to the preset pricing rules to obtain the initial pricing prices of the accounts to be priced. The p...

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PUM

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Abstract

The invention provides an internal fund transfer pricing method and apparatus, and relates to the technical field of fund pricing. The internal fund transfer pricing method comprises the steps of obtaining a to-be-priced account from a database, wherein the to-be-priced account comprises basic account information; classifying the to-be-priced account according to the basic information of the to-be-priced account; and pricing the classified to-be-priced account according to a preset pricing rule to obtain an initial price of the to-be-priced account. Compared with conventional internal fund transfer pricing, the internal fund transfer pricing method and apparatus provided by the invention have the advantages that a user terminal does not need to be bound with the database, operation basic environment requirements are lowered, internal fund transfer pricing efficiency is improved, system resource occupation is reduced, and the stability and universal suitability of a system are enhanced.

Description

technical field [0001] The present invention relates to the technical field of fund pricing, in particular to a method and device for internal fund transfer pricing. Background technique [0002] Internal Funds Transfer Pricing (FTP) refers to an internal operation and management model in which commercial banks' internal capital centers and business units transfer funds in full with compensation according to certain rules to achieve the purpose of accounting business capital costs or income. FTP pricing technology configures various pricing rules to realize transaction-by-transaction pricing of commercial bank account-level data, and generates FTP pricing result sets. Massive basic data and high requirements for pricing integrity, accuracy, and timeliness set the FTP pricing system posed serious challenges. [0003] At this stage, the pricing technology under the application development language not only has high requirements on the basic operating environment and low adapt...

Claims

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Application Information

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Patent Type & Authority Applications(China)
IPC IPC(8): G06Q40/02
CPCG06Q40/02
Inventor 卜晓崧张冲钟黎鸿李维智
Owner 北京福布罗科技有限公司
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