User identity authentication method, device and system

Abstract

The invention relates to a user identity authentication method, a user identity authentication device and a user identity authentication system. The system includes: a user identity authentication card for storing encrypted user identity information; a mobile terminal with short-range wireless communication function for reading the user identity information in the user identity authentication card by using short-range wireless communication technology, and Send an identity authentication request in an encrypted manner based on the user identity information; the authentication server is used to receive and verify the identity authentication request, and decrypt the user identity information; the business system is used to receive the user identity delivered by the authentication server information, generating service information based on the user identity information and returning it to the mobile terminal. The invention adopts the NFC mobile terminal which is easily configured by merchants as the reading device, which greatly reduces the operating cost, and at the same time fully considers factors such as process safety and transmission safety, achieves a balance in performance and safety, and is easy to promote and cover the market.

Description

technical field [0001] The invention relates to the field of data communication, more specifically, to a user identity authentication method, a user identity authentication device and a user identity authentication system. Background technique [0002] In the commercial society, various business activities are inevitably accompanied by identification work, such as confirming membership status when shopping in a shopping mall, picking up goods offline for online shopping, paying for shopping through prepaid cards, point cards, etc., all must first The business can only be completed after confirming the legitimacy of the user. Identity authentication is used more and more widely in the credit society. The traditional identity authentication method is in the form of independent physical cards, such as membership cards, point cards, access cards, payment cards, game cards, recharge cards, while technically using ordinary cards, magnetic stripe cards, IC cards and other forms, a...

AI Technical Summary

Problems solved by technology

This scheme has good security. The card issuance process is in a completely controlled environment. The operator generates data and initializes the card in the factory. The user only uses and cannot understand the external reading interface of the card, so it is difficult to crack; The acceptance equipment POS machine is also generated in the production environment of the supervised supplier, in which the key interface protocol and key information are developed in a closed environment and cannot be diffused

However, the cost of this solution is high. Merchants who have already installed POS need to renovate their existing equipment, and merchants who have not installed POS need to purchase reading head equipment or POS machines. The cost is relatively high, and it is an economic burden for small and medium-sized merchants.

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