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Resource adjustment method, device and system based on user survival model

An adjustment method and user technology, applied in biological neural network models, resources, data processing applications, etc., can solve the problem that resource adjustment schemes cannot predict customer behavior and living conditions

Pending Publication Date: 2021-08-24
SHANGHAI QIYUE INFORMATION TECH CO LTD
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  • Summary
  • Abstract
  • Description
  • Claims
  • Application Information

AI Technical Summary

Problems solved by technology

[0004] The present invention aims to solve the problem that existing resource adjustment schemes cannot predict customer behavior and living conditions, and cannot intervene before customer loss

Method used

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  • Resource adjustment method, device and system based on user survival model
  • Resource adjustment method, device and system based on user survival model
  • Resource adjustment method, device and system based on user survival model

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Embodiment Construction

[0037] Exemplary embodiments of the present invention will now be described more fully with reference to the accompanying drawings, and although the exemplary embodiments may be embodied in many specific forms, these should not be construed as limited to the embodiments set forth herein. On the contrary, these exemplary embodiments are provided in order to make the content of the present invention more complete and more convenient to fully convey the inventive concept to those skilled in the art.

[0038] On the premise of complying with the technical concept of the present invention, the structure, performance, effect or other features described in a specific embodiment can be combined in any suitable way into one or more other embodiments.

[0039] During the introduction of specific embodiments, detailed descriptions of structures, performances, effects or other features are intended to enable those skilled in the art to fully understand the embodiments. However, it does no...

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Abstract

The invention discloses a resource adjustment method, device and system based on a user survival model. The method comprises the steps: obtaining user behavior data which comprises financial behavior data, personnel behavior data and revenue behavior data; constructing a user risk judgment model and a user loss judgment model, and calculating a user risk index and a user loss index according to the user behavior data; establishing a coordinate system by taking the risk index as a horizontal coordinate and the loss index as a vertical coordinate, and determining the position of a user in the coordinate system according to the user risk index and the user loss index; and dividing quadrants, setting different resource adjustment strategies for different quadrants, and executing the corresponding resource adjustment strategy according to the quadrant to which the user belongs. By adopting the technical scheme, the behavior and the survival condition of the user can be pre-judged, the corresponding resource adjustment scheme can be selected according to the risk index and the loss index of the user, and intervention can be performed before the user is lost.

Description

technical field [0001] The present invention relates to the field of computer information processing, in particular to a resource adjustment method, device and system based on a user survival model. Background technique [0002] With the integration and development of Internet technology and finance, there are more and more users of Internet finance. As the number of users increases, the types of users also become diverse. [0003] Currently, there are two commonly used resource adjustment methods. One is triggered resource adjustment, that is, when users perform certain behaviors, the resource adjustment process is triggered to evaluate users and whether to give resource adjustments; the other is stage Permanent resource adjustment, evaluate customers at a fixed point in time, and whether to give resource adjustment. Neither of these two solutions predicts customer behavior and living conditions, and cannot intervene before customer loss. Contents of the invention [0...

Claims

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Application Information

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Patent Type & Authority Applications(China)
IPC IPC(8): G06Q10/06G06N3/04G06K9/62
CPCG06Q10/0635G06Q10/06375G06N3/044G06N3/045G06F18/214
Inventor 张潮华王鹏陶然
Owner SHANGHAI QIYUE INFORMATION TECH CO LTD
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