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Rating model page configuration solution applied to a credit debt rating system

A solution, page-based technology, applied in data processing applications, instruments, finance, etc., can solve problems such as inability to effectively track, increase communication costs, and business personnel cannot clearly see the processing logic

Inactive Publication Date: 2019-05-31
INSPUR FINANCIAL INFORMATION TECH CO LTD
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  • Summary
  • Abstract
  • Description
  • Claims
  • Application Information

AI Technical Summary

Problems solved by technology

When multiple revisions are required, the communication cost will be further increased
[0005] (2) After the script is written, it needs to be packaged and uploaded to the system, and the specific tool of the system developer will analyze and call it. This is similar to a black box, and business personnel cannot clearly see the processing logic of each indicator
When there is a problem with the rating result, it cannot be effectively tracked

Method used

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  • Rating model page configuration solution applied to a credit debt rating system

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Embodiment Construction

[0012] The present invention is described below in conjunction with accompanying drawing.

[0013] as attached figure 1 Shown is a kind of rating model page configuration solution method applied to the credit rating system of the present invention, including the following steps, step 1, selecting quantitative and qualitative indicators in the indicator library of the rating system; step 2, writing the algorithm And carry out algorithm testing, and encapsulate each passed test algorithm into a strategy subclass; Step 3, encapsulate all strategy subclasses into a complete strategy class; Step 4, connect the strategy class with the indicator library and select the corresponding indicators Strategies and setting corresponding parameters; step five, select quantitative and qualitative weighted scoring strategies in the system index library and input corresponding parameters; step six, select quantitative results and qualitative result weighting strategies, and set corresponding par...

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Abstract

The invention discloses a rating model page configuration solution applied to a credit debt rating system. Through the strategy mode, each processing logic is abstracted into an independent strategy subclass to serve as an option of page calling, business personnel with rating model management authority do not need to compile complex processing logic, and newly-added, modified and maintained rating models can be completed through visual page operation. And processing strategies, parameters and weights configured by each index can be visually seen in a page.

Description

technical field [0001] The invention relates to a rating model page configuration solution applied to a credit rating system, and belongs to the field of credit rating systems of financial institutions. Background technique [0002] When configuring rating model indicators, the processing logic of each indicator is written as a script through a programming language, and then processed through a special analysis tool. On the system page, only indicators and weights are defined. [0003] Rating models are the confidential wealth of financial institutions and can help analysts effectively identify the credit risk of bond issuers. The rating grade obtained according to the rating model is an important reference for companies to invest in credit bonds. Under normal circumstances, the rating model is constructed by members of the credit rating department after brainstorming, or obtained after spending a lot of money on consulting services from professional institutions. The mode...

Claims

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Application Information

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Patent Type & Authority Applications(China)
IPC IPC(8): G06Q40/02
Inventor 张家重贾宝瑞李志东杨志颖
Owner INSPUR FINANCIAL INFORMATION TECH CO LTD
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