An autonomous claim settlement system for intelligent auto insurance

A technology of smart auto insurance and contact information, applied in the field of autonomous claims settlement system of smart auto insurance, can solve the problems of small scope of application and easy damage of data collectors, and achieve the effects of low cost, convenient portability and convenient use.

Active Publication Date: 2021-08-03
BEIJING JINGYOU CENTURY SOFTWARE TECH
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  • Abstract
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AI Technical Summary

Problems solved by technology

If you entrust someone else to report the case on your behalf, the reporter should also bring your ID card and the power of attorney issued by the insured; at the same time, in the process of auto insurance claim settlement, video data needs to be collected, but the existing data collector is easily damaged in the event of an accident. And the function of preventing accidents in advance cannot be realized, and the scope of application is not large

Method used

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  • An autonomous claim settlement system for intelligent auto insurance
  • An autonomous claim settlement system for intelligent auto insurance
  • An autonomous claim settlement system for intelligent auto insurance

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Embodiment Construction

[0029] Attached below figure 1 , 2 , 3, 4 and specific examples to further describe the present invention in detail.

[0030] Such as Figure 4 As shown, an autonomous claim settlement system for smart auto insurance includes a claim settlement system 2 and an independent claim settlement device. The claim settlement system 2 includes a report receiving module 21, a surveyor module 22, an accident review module 23, and an accident compensation module 24;

[0031] Receiving report module 21 comprises reporting time recording unit 211, accident location recording unit 212, driver's contact information recording unit 213, and reporting time recording unit 211 is used for recording reporting time after the insured user reports the case; Accident location recording unit 212 is used for Record the location of the accident after the insured user reports the accident; the driver's contact information recording unit 213 is used to record the contact information of the insured user; ...

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Abstract

The invention discloses an autonomous claim settlement system for intelligent auto insurance. The insurance company claims settlement system includes a report receiving module, a surveyor module, an accident review module, and an accident compensation module; an autonomous claim settlement device for intelligent auto insurance, which is intelligent The self-claiming device of auto insurance is used in the surveyor module, and the self-claiming device of intelligent car insurance mainly includes the main body, shell, screen, camera button, confirm button, upload button, cancel button, camera, wireless transmission device, controller, single chip microcomputer, battery slot , battery cover; the device of the invention is easy to carry, simple to operate, low cost, convenient for surveyors to use, and can also transmit and connect factual data with insurance companies, so that surveyors can quickly arrive at the accident scene and quickly collect evidence on the scene. The system of the invention changes the working mode in which the insured user needs to go to the insurance company many times to submit relevant materials in the traditional claim settlement method.

Description

technical field [0001] The invention relates to the technical field of auto insurance claim settlement, in particular to an autonomous claim settlement system for intelligent auto insurance. Background technique [0002] Car owners have purchased auto insurance, and if they want the insurance company to pay for themselves, the insurance company should be the first thing that comes to mind in the event of an accident, so they should notify the insurance company as soon as possible to report the case, and at the same time report the case to the traffic control department. If unilateral accident responsibility is involved, the car owner can choose to call the report telephone number, or go to a car repair shop with the qualification to report the damage and determine the damage. Even if the owner drives the car not far from the accident site, it can still be measured based on the height and traces of the scene without any impact. [0003] Different insurance companies have dif...

Claims

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Application Information

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Patent Type & Authority Patents(China)
IPC IPC(8): G06Q40/08
CPCG06Q40/08
Inventor 冯韩
Owner BEIJING JINGYOU CENTURY SOFTWARE TECH
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