Method and system for querying digital currency wallet

A digital currency and wallet technology, applied in the computer field, can solve problems such as lack of methods for querying digital currency wallets and access to digital currency wallets

Active Publication Date: 2020-11-13
THE PEOPLES BANK OF CHINA DIGITAL CURRENCY INST
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  • Summary
  • Abstract
  • Description
  • Claims
  • Application Information

AI Technical Summary

Problems solved by technology

[0005] In the process of realizing the present invention, the inventors found that there are at least the following problems in the prior art: since the digital currency can be embodied or carried in the digital currency wallet, the prior art lacks a method for querying the digital currency wallet, and there is no way to access the digital currency wallet method

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  • Method and system for querying digital currency wallet
  • Method and system for querying digital currency wallet
  • Method and system for querying digital currency wallet

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Embodiment Construction

[0027] Exemplary embodiments of the present invention are described below in conjunction with the accompanying drawings, which include various details of the embodiments of the present invention to facilitate understanding, and they should be regarded as exemplary only. Accordingly, those of ordinary skill in the art will recognize that various changes and modifications of the embodiments described herein can be made without departing from the scope and spirit of the invention. Also, descriptions of well-known functions and constructions are omitted in the following description for clarity and conciseness.

[0028] When managing digital currency, in order to buffer the impact of establishing a separate digital currency system on the existing banking system, and to maximize the protection of the existing system investment of commercial banks, in the specific design of the digital currency system, consideration may be given to In the traditional account system of commercial bank...

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PUM

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Abstract

The invention discloses a digital currency wallet query method and system, and relates to the technical field of computers. A specific embodiment of the method comprises the steps that an account bank user access system sends digital currency wallet query request information of a user to an account bank wallet access authentication system for performing authentication on the user; the account bank user access system sends the digital currency wallet query request information to an account bank application system when the authentication is passed; the account bank application system performs verification on a digital signature, generates wallet query information after the verification is passed, and sends the wallet query information to an account bank digital currency system; and the account bank digital currency system performs a query according to the wallet query information to obtain wallet query result information. According to the query method and system, a digital currency wallet function can be expanded based on a bank account system without changing the existing bank account system; and the user can directly access and query a digital currency wallet through an added digital currency wallet independent authentication mechanism.

Description

technical field [0001] The invention relates to the field of computer technology, in particular to a method and system for inquiring digital currency wallets. Background technique [0002] my country's existing legal tender is the RMB issued by the central bank. The issuance of RMB is based on the current "central bank-commercial bank" dual system, that is, the central bank issues currency to commercial banks and returns currency to the central bank through commercial banks. [0003] With the rapid development of science and technology, especially the wide application of Internet technology, great changes have taken place in payment and settlement methods around the world, and various electronic currencies, virtual digital currencies, digital currency products and their payment and settlement services emerge in endlessly. [0004] The emergence of digital currency is the general trend. At present, the virtual digital currency issued by the private sector has fundamental sh...

Claims

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Application Information

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Patent Type & Authority Patents(China)
IPC IPC(8): G06Q20/36G06Q20/06G06Q20/38
CPCG06Q20/065G06Q20/3674G06Q20/3678G06Q20/3825
Inventor 姚前
Owner THE PEOPLES BANK OF CHINA DIGITAL CURRENCY INST
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