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Method and system for unbinding digital currency application wallet and bank wallet

A technology of digital currency and binding relationship, which is applied in the computer field, can solve problems such as the narrowing of the banking system and deposit transfer, and achieve the effect of lowering the promotion threshold and improving the convenience and flexibility of use

Active Publication Date: 2020-10-09
THE PEOPLES BANK OF CHINA DIGITAL CURRENCY INST
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  • Summary
  • Abstract
  • Description
  • Claims
  • Application Information

AI Technical Summary

Problems solved by technology

However, this is likely to trigger a transfer of deposits from commercial banks to the central bank, resulting in the narrowing of the entire banking system and becoming a "narrow bank".
[0005] How to manage digital currency with the help of the existing bank account system to maximize the protection of the existing system investment of commercial banks and reduce the possibility of the emergence of "narrow banks", there is currently no effective solution

Method used

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  • Method and system for unbinding digital currency application wallet and bank wallet
  • Method and system for unbinding digital currency application wallet and bank wallet
  • Method and system for unbinding digital currency application wallet and bank wallet

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Embodiment Construction

[0032] Exemplary embodiments of the present invention are described below in conjunction with the accompanying drawings, which include various details of the embodiments of the present invention to facilitate understanding, and they should be regarded as exemplary only. Accordingly, those of ordinary skill in the art will recognize that various changes and modifications of the embodiments described herein can be made without departing from the scope and spirit of the invention. Also, descriptions of well-known functions and constructions are omitted in the following description for clarity and conciseness.

[0033] It should be noted that, in the case of no conflict, the embodiments of the present invention and the features in the embodiments can be combined with each other.

[0034] Before introducing in detail the method and system for unbinding digital currency application wallets and bank wallets in the embodiments of the present invention, the digital currency and digital...

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Abstract

The embodiment of the invention discloses an unbinding method and system of an application wallet and a bank wallet of digital currency, and relates to the field of computer technology. The method in the embodiment of the invention includes: sending a bank account access authentication entry request to a user after a wallet unbinding request submitted by the user is received; receiving bank account access authentication elements submitted by the user, and carrying out identity authentication on the user according to the bank account access authentication elements; and releasing a binding relationship between the digital currency application wallet and bank wallet of the user in a case where user identity authentication passes. Through the above steps, an unbinding function of the digital currency application wallet and the digital currency bank wallet is conveniently and safely realized while digital currency wallet functions are effectively expanded by virtue of a bank account system.

Description

technical field [0001] The invention relates to the field of computer technology, in particular to a method and system for unbinding a digital currency application wallet and a bank wallet. Background technique [0002] Whether digital currency can play its role, technical routes, risk prevention and control measures, and security measures are the foundation, but application is the key. Only an easy-to-use legal digital currency that is accepted by the public and the market has vitality and can truly complement traditional currencies. [0003] Although a pure digital currency system may not be associated with a bank account, since my country's currency issuance follows the dual system of "central bank-commercial bank", and the current social and economic activities are mainly carried out based on the commercial bank account system, if the bank account can be used to System, making full use of the bank's existing mature IT infrastructure and application services, will greatly...

Claims

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Application Information

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Patent Type & Authority Patents(China)
IPC IPC(8): G06Q20/06G06Q20/36G06Q20/40
CPCG06Q20/065G06Q20/367G06Q20/4014
Inventor 姚前
Owner THE PEOPLES BANK OF CHINA DIGITAL CURRENCY INST
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